Terms of Service

    Last updated: January 27, 2026

    Agreement to Terms

    By accessing or using CreditMatch UAE's website at creditmatchuae.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Site.

    Description of Service

    CreditMatch UAE provides a credit card comparison and recommendation service. We help users in the United Arab Emirates find credit cards that may suit their needs based on self-reported information.

    Important: We are an information service only. We are not a bank, financial institution, or licensed financial advisor. We do not issue credit cards, process applications, or make credit decisions.

    No Financial Advice

    The information provided on this Site is for general informational purposes only. It should not be considered financial, legal, or professional advice. Our recommendations are based on general information you provide and may not account for your complete financial situation.

    Before applying for any credit card or making financial decisions:

    • Verify all terms, fees, and conditions directly with the issuing bank
    • Consider consulting with a qualified financial advisor
    • Review the bank's full terms and conditions
    • Ensure you understand the product's requirements and implications

    Accuracy of Information

    We strive to keep our credit card information accurate and up-to-date. However, banks frequently change their products, terms, and conditions. We cannot guarantee that all information is current or error-free.

    Always verify:

    • Current fees, rates, and charges with the issuing bank
    • Eligibility requirements before applying
    • Terms and conditions of any offer

    If you notice inaccurate information, please contact us.

    User Responsibilities

    When using our Site, you agree to:

    • Provide accurate information when using our quiz or services
    • Use the Site for lawful purposes only
    • Not attempt to interfere with the Site's operation
    • Not scrape, copy, or redistribute our content without permission
    • Not use automated systems to access the Site

    Third-Party Links and Services

    Our Site contains links to third-party websites, including bank websites. These links are provided for your convenience. We do not control and are not responsible for:

    • The content, accuracy, or availability of linked sites
    • The privacy practices of linked sites
    • Any transactions you conduct on linked sites
    • The outcome of any credit card application

    Your interactions with banks and other third parties are governed by their terms and policies.

    Affiliate Relationships

    Some links on our Site are affiliate links. We may receive compensation when you apply for products through these links. This does not affect the price you pay or our editorial recommendations. For full details, see our How We Make Money page.

    Intellectual Property

    The Site and its original content, features, and functionality are owned by CreditMatch UAE and are protected by copyright, trademark, and other intellectual property laws.

    You may not reproduce, distribute, modify, or create derivative works from our content without our written permission, except for personal, non-commercial use.

    Disclaimer of Warranties

    THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

    • MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE
    • ACCURACY, RELIABILITY, OR COMPLETENESS OF INFORMATION
    • UNINTERRUPTED OR ERROR-FREE OPERATION
    • SECURITY FROM UNAUTHORIZED ACCESS

    Limitation of Liability

    TO THE FULLEST EXTENT PERMITTED BY LAW, CREDITMATCH UAE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM:

    • YOUR USE OF OR INABILITY TO USE THE SITE
    • ANY CREDIT CARD APPLICATION OR FINANCIAL DECISION
    • ERRORS OR OMISSIONS IN OUR CONTENT
    • UNAUTHORIZED ACCESS TO YOUR INFORMATION
    • ANY THIRD-PARTY CONDUCT OR CONTENT

    IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID US IN THE PAST TWELVE MONTHS, OR AED 100, WHICHEVER IS GREATER.

    Indemnification

    You agree to indemnify and hold harmless CreditMatch UAE and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of the Site or violation of these Terms.

    Modifications

    We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of the Site after changes constitutes acceptance of the revised Terms.

    Termination

    We may terminate or suspend your access to the Site immediately, without prior notice, for any reason, including breach of these Terms.

    Governing Law

    These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

    Severability

    If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

    Contact Us

    If you have questions about these Terms, please contact us:

    Email: hello@creditmatchuae.com
    Location: Dubai, UAE