Ajman Bank

Ajman Bank was established in 2007 and became the first Islamic bank headquartered in Ajman. It operates as a Shariah-compliant institution regulated by the UAE Central Bank. After listing on the Dubai Financial Market in early 2008, the bank officially began operations and expanded its presence across the UAE. Today, Ajman Bank credit cards serve customers nationwide, offering Islamic banking benefits alongside modern rewards.

Credit Card Strengths

• Generous cashback programs (up to 10% in selected categories) on cards like Ultracash.
• Travel-focused rewards through the BRight program, including 0% foreign transaction fees and airline redemption options.
• Fully Shariah-compliant offerings, ensuring no interest charges while still providing competitive benefits.

Who Should Consider Ajman Bank Cards?

• Value seekers: Those looking for high cashback on everyday spending under an Islamic banking framework.
• Frequent travelers: Customers who want travel rewards and fee-free overseas spending (Ajman Bank offers no FX fee on select cards, ideal for travel).
• UAE residents preferring Islamic banking: Individuals who require Shariah-compliant credit cards without sacrificing perks like rewards and lounge access.
• New-to-credit customers: Ajman Bank's cards come with straightforward benefits and moderate income requirements, suiting first-time credit card users in the UAE.

Key Benefits

Ajman Bank has its MORE Rewards loyalty program, allowing points redemption for flights on 300+ airlines and 300,000+ hotels. Cardholders can also convert reward points to Etihad Guest Miles for additional travel value. Premium Ajman Bank credit cards offer complimentary airport lounge access (via Mastercard LoungeKey) and free valet parking at select locations. The bank's digital banking app enables easy card management and Islamic banking tools on the go.

Compare Ajman Bank credit cards to find a Shariah-compliant card with top cashback and travel rewards that fits your needs.