Mashreq Bank

Mashreq Bank credit cards come from one of the UAE's oldest banks. Established in 1967, Mashreq is one of the oldest banking institutions in the UAE, known for its innovative approach. Headquartered in Dubai, Mashreq offers a broad range of credit cards with digital convenience and rich rewards.

Credit Card Strengths

Mashreq is renowned for its digital banking leadership and creative card offerings. The bank was a pioneer in the UAE banking sector and continues to innovate with services like instant digital card issuance and a top-rated mobile app for card management. Mashreq's credit cards excel in rewards and cashback, thanks to its proprietary Mashreq Vantage points program. Cardholders earn points on every spend and can redeem them flexibly – including converting points into Etihad Guest Miles or other travel rewards. Mashreq also launched the region's first e-commerce co-branded credit card with noon.com, which offers high cashback on online shopping. Its cards come with notable lifestyle benefits like the Mashreq Flavours dining discount program (up to 25% off at hundreds of restaurants).

Who Should Consider Mashreq Cards?

• Digital-savvy users – Perfect if you prefer online banking and instant service. With Mashreq's app-driven approach, you can apply for and manage your credit card entirely on your phone.
• Avid shoppers – Great for those seeking high cashback and rewards. Mashreq's cards (e.g. the Mashreq noon Card) deliver strong cashback on online and retail purchases, often with no annual fee.
• Dining & entertainment lovers – If you enjoy eating out and leisure deals, Mashreq cards provide extensive dining discounts via Mashreq Flavours and other lifestyle offers.
• Flexible rewards seekers – Ideal for customers who want choice in rewards redemption. Mashreq points can be converted to cashback, airline miles, or travel bookings, letting you use your rewards your way.

Key Benefits

Mashreq credit cards offer a mix of generous rewards and practical perks. Many cards come with no annual fees (or easy waivers) on entry-level and co-branded options. Mashreq provides some of the highest cashback rates in the market – up to 5% back on categories like dining and groceries. Through Mashreq Vantage points, cardholders can redeem rewards instantly, whether by converting points to miles or using points to offset purchases. Travel benefits include complimentary airport lounge access (with premium cards). Additionally, Mashreq cards feature lifestyle privileges such as buy-one-get-one offers on entertainment.