Al Hilal Bank

Al Hilal Bank was founded in 2008 by the Abu Dhabi government's investment arm and is now a subsidiary of Abu Dhabi Commercial Bank (ADCB). Based in Abu Dhabi, this Islamic bank has carved out a strong niche in the UAE. In 2019, Al Hilal Bank was acquired by ADCB as part of a major bank merger, solidifying its position within one of the country's largest banking groups. Today, Al Hilal Bank credit cards leverage the bank's digital-first approach and government-backed stability to offer unique benefits.

Credit Card Strengths

• Etihad Guest partnership: Al Hilal's flagship credit cards are co-branded with Etihad Airways' loyalty program, offering large bonus miles and fast-track tier upgrades for frequent flyers.
• Cashback on essentials: The bank provides Shariah-compliant cashback on everyday spending (e.g. up to 5% on fuel and groceries) alongside its rewards points.
• Digital banking convenience: Known as a pioneer in digital Islamic banking, Al Hilal enables instant account opening and card management through its mobile app, appealing to tech-savvy customers.

Who Should Consider Al Hilal Bank Cards?

• Frequent fliers: Ideal for Etihad Airways travelers who want to earn miles on an Islamic credit card and enjoy travel perks like airport lounge access.
• Fuel and commute savers: Great for UAE residents seeking cashback on petrol and daily expenses while adhering to Shariah principles.
• Digital enthusiasts: Those who prefer managing finances via smartphone – Al Hilal's app-centric banking means seamless online applications and monitoring.
• Ethical banking clients: Customers who prioritize Shariah compliance and government-backed security in their credit card provider.

Key Benefits

Al Hilal Bank credit cards come with complimentary Etihad Guest Silver or Gold status on select cards, priority check-in, and extra baggage allowance for cardholders. Cardholders can earn Etihad Guest Miles on all purchases and redeem them for flights or upgrades. The cards also feature profit-free (interest-free) periods and no compounding interest, aligning with Islamic finance principles. Additional perks include free roadside assistance, travel takaful (insurance), and global concierge services on premium tiers. Al Hilal's integration into the ADCB Group means cardholders have access to a wide ATM network and robust customer service across the UAE.

Compare Al Hilal Bank credit cards to experience digital Islamic banking with travel rewards and cashback tailored to your lifestyle.