Mashreq Bank
    Updated January 2026

    Best Mashreq Credit Cards in UAE 2026

    Mashreq Bank is one of the oldest and most established private banks in the UAE, with a history dating back to 1967. Known for its innovative digital banking solutions and customer-centric approach, Mashreq has earned multiple awards for its credit card offerings.

    Mashreq offers a focused portfolio of credit cards designed for different spending patterns - from cashback on everyday purchases to premium lifestyle benefits. Their partnership with noon makes them particularly attractive for online shoppers, while their Solitaire card caters to premium customers with exclusive privileges.

    We have curated all 4 Mashreq credit cards to help you find the perfect match for your lifestyle.

    Quick Comparison

    CardAnnual FeeMin SalaryKey Benefit
    Mashreq Bank - noon Credit CardFreeAED 5,0005% noon Cashback
    Mashreq Cashback Credit CardFreeAED 8,000No Annual Fee
    Mashreq Bank - Platinum Plus Credit CardAED 299AED 5,000Free for Life
    Mashreq Bank - Solitaire Credit CardAED 1500AED 25,000Mashreq Vantage

    Featured Cards

    1
    Mashreq Bank

    Mashreq Bank - noon Credit Card

    5% on noon platforms, 1% other retail | 0.33% government fees

    Mashreq Bank - noon Credit Card

    Annual Fee

    Free for Life

    Min Salary

    AED 5,000

    Type

    Cashback

    Key Features:

    5% noon Cashback - 5% unlimited cashback (earned as noon credits) on all noon platforms – noon.com, noon Food, noon Minutes, noon supermall – and partner brands NowNow and Namshi
    Free for Life - Lifetime free credit card with no annual or joining fees
    AED 500 Welcome - AED 500 welcome bonus for new customers (on AED 5,000 spend in first 2 months
    50% Off Cinepolis - Enjoy 50% off Cinepolis tickets (up to 8/month) until Dec 2025 with Visa Platinum perks.
    Free noon Delivery - Enjoy unlimited free next-day delivery on all noon Express orders across the UAE.
    1% Other Cashback - Earn 1% cashback on all retail purchases, excluding specific categories with lower rates.
    2
    Mashreq Bank

    Mashreq Cashback Credit Card

    1% base | 5% dining, 3% groceries

    Mashreq Cashback Credit Card

    Annual Fee

    Free for Life

    Min Salary

    AED 8,000

    Type

    Cashback

    Key Features:

    No Annual Fee - No annual fee (conditions apply)
    5% Dining Cash - Earn 5% cashback on dining expenses, capped at AED 100 per month.
    3% Grocery Cash - Earn 3% cashback on all grocery purchases with the Mashreq Cashback Credit Card.
    1% Unlimited - 1% unlimited cashback on all other spends
    0% Payment Plan - 0% Easy Payment Plans available
    Free Supplementary - Get free supplementary cards with the Mashreq Cashback Credit Card.
    3
    Mashreq Bank

    Mashreq Bank - Platinum Plus Credit Card

    10 points/AED dining, grocery, fuel | 2 points/AED other retail

    Mashreq Bank - Platinum Plus Credit Card

    Annual Fee

    AED 299

    Min Salary

    AED 5,000

    Type

    Points

    Key Features:

    Free for Life - Enjoy free supplementary cards for life with no annual fee for additional cards.
    AED 200 Offer - Receive an AED 200 bonus for existing Mashreq Bank customers when using the Platinum Plus Credit Card.
    AED 750 Bonus - Get an AED 750 welcome bonus for new customers after spending AED 5,000 in 2 months.
    2x Retail Points - Earn 2 points per AED on all retail spends, including international purchases.
    8 Movies Monthly - Enjoy 8 movie tickets per month at Cinepolis until December 2025.
    4 Free Lounge - 4 complimentary airport lounge visits per year (1,000+ lounges worldwide via LoungeKey, with 1 free guest) – requires AED 7,000+ spend each month to qualify
    4
    Mashreq Bank

    Mashreq Bank - Solitaire Credit Card

    1 point/AED on government, utility | 6 points/AED on international spends, 4 points/AED on airlines, hotels & travel, 2 points/AED on general local spends

    Mashreq Bank - Solitaire Credit Card

    Annual Fee

    AED 1500

    Min Salary

    AED 25,000

    Type

    Points

    Key Features:

    Mashreq Vantage - Earn 6 points per AED on international spends, 4 on travel, 2 on local, and 1 on utilities.
    Free Gym Access - Enjoy unlimited complimentary Fitness First gym access with a monthly spend of AED 10,000.
    8 Movies/Month - Enjoy 8 movies per month at Cinepolis until December 2025.
    Free Transfers - 6 complimentary airport transfers (chauffeur rides) per year (max 1 per month) with AED 10,000 spend in previous billing month
    Free Golf Rounds - Enjoy 2 complimentary weekend golf rounds monthly with AED 10,000 spend at select UAE clubs.
    Travel Insurance - Complimentary multi-trip travel insurance for trips purchased on the card, covering up to 90 days.

    Frequently Asked Questions

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