United Arab Bank

United Arab Bank (UAB) was incorporated in 1975 as a joint venture between UAE investors and Société Générale. Based in Sharjah, UAB has decades of banking heritage and is part of a strategic alliance with Commercial Bank of Qatar (which owns a 40% stake). United Arab Bank credit cards leverage the bank's local expertise and regional partnerships to deliver unique value to customers.

Credit Card Strengths

• Lifestyle perks: UAB is the only bank in the UAE offering full ENTERTAINER app membership free with its credit cards. Cardholders enjoy 1+1 deals at restaurants, hotels, theme parks, and more across the UAE for a year – a huge draw for families and social users.
• Cashback focus: UAB's cards provide competitive cashback on everyday categories. For example, the Ultracash card offers 5% cashback on selected spends (fuel, groceries, online shopping) with an annual saving cap – appealing to customers seeking high savings on routine expenses.
• Conventional & Islamic options: UAB issues both conventional Visa/Mastercard credit cards and Islamic-compliant cards (Murabaha-based) under UAB's Islamic banking division. This dual offering means customers can choose a Shariah-compliant card without losing out on rewards or benefits.

Who Should Consider United Arab Bank Cards?

• Families & diners: Perfect for users who will maximize the ENTERTAINER's Buy-One-Get-One offers on dining, entertainment, and leisure – UAB's free membership yields significant savings for an active family lifestyle.
• Cashback hunters: Ideal for those who spend heavily on basics like petrol, groceries, and utilities. UAB's specialized cashback program (e.g. 5% in key categories) allows such customers to save substantially over the year.
• Islamic banking customers: UAB's Islamic Titanium and World cards offer the same rewards (cashback, ENTERTAINER deals) as conventional cards, but with Shariah-compliant structures – a great fit for customers who want ethical banking.
• Sharjah-based customers: Residents of Sharjah or the northern Emirates who favor dealing with a long-established local bank will appreciate UAB's customer service and local branch support.

Key Benefits

United Arab Bank credit cards come with complimentary airport lounge access (for Platinum and World tier customers) via LoungeKey/Priority Pass, travel insurance coverage, and 24/7 concierge services on premium cards. The ENTERTAINER partnership is a standout, giving cardholders thousands of 2-for-1 deals across UAE outlets. UAB cards also feature convenient payment plans – users can convert purchases into 0% installment plans or take cash advances up to a percentage of their limit. With UAB's digital banking app, customers can easily track their cashback earnings, activate ENTERTAINER benefits, and manage card controls. Overall, UAB blends local banking values with big-bank perks, making its credit cards a compelling choice for savings-savvy consumers.

Compare United Arab Bank credit cards to unlock cashback and lifestyle deals from one of the UAE's oldest banks – complete with Islamic options and local service.