Are all DIB credit cards Sharia-compliant?

Yes, all Dubai Islamic Bank credit cards are 100% Sharia-compliant. DIB was the worlds first Islamic bank and all their products adhere to Islamic banking principles, making them ideal for customers seeking ethical financial solutions.

What is the minimum salary requirement for DIB credit cards?

DIB offers credit cards starting from AED 5,000 minimum salary, including the Emirates Skywards Platinum and Prime Gold cards. The Cashback Platinum requires AED 10,000, while premium cards like the Prime Infinite require AED 20,000 and the Skywards Infinite requires AED 35,000.

Are there any DIB credit cards with no annual fee?

Yes, many DIB credit cards offer free-for-life or first-year-free options. The Cashback Platinum, SHAMS Platinum, Prime Infinite Covered, and Prime Platinum Covered cards all have zero annual fees. Only the Emirates Skywards co-branded cards have annual fees.

Which DIB card is best for Emirates Skywards miles?

The DIB Emirates Skywards Infinite card is the best for frequent Emirates flyers, offering 25,000 welcome bonus miles, complimentary Skywards Silver status, and global lounge access. For a more accessible option, the Skywards Platinum starts at just AED 5,000 salary with 20,000 bonus miles.

Which DIB card offers the best cashback?

The DIB Cashback Platinum Credit Card offers excellent cashback with 5% on dining, 2% on groceries, and 1% on all other purchases. It is free for life and includes 2 complimentary airport lounge visits per year.

Updated January 2026

Best Dubai Islamic Bank (DIB) Credit Cards in UAE 2026

Dubai Islamic Bank (DIB) is a pioneer in Islamic banking, established in 1975 as the first Islamic bank in the world. With decades of expertise in Sharia-compliant financial products, DIB has become a trusted name for customers seeking ethical banking solutions in the UAE.

DIB offers a comprehensive range of 100% Islamic credit cards catering to various lifestyles - from everyday cashback earners to Emirates Skywards miles collectors. Their Wala'a rewards program provides flexible redemption options, while partnerships with Emirates Airlines make them an excellent choice for frequent flyers seeking Sharia-compliant travel rewards.

We have curated the 5 best DIB credit cards to help you find the perfect Islamic banking solution for your needs.

Find Your Perfect Card

Quick Comparison

Card	Annual Fee	Min Salary	Key Benefit
DIB Cashback Platinum Credit Card	Free	AED 10,000	Zero Annual Fee
Dubai Islamic Bank - DIB SHAMS Platinum Covered Card	Free	AED 8,000	1st Year Free Fee
Dubai Islamic Bank - The Emirates Skywards DIB Platinum Credit Card	AED 525	AED 5,000	20K Skywards Bonus
Dubai Islamic Bank - Prime Infinite Covered Card	Free	AED 20,000	Free Lounge Access
Dubai Islamic Bank - The Emirates Skywards DIB Infinite Credit Card	AED 2625	AED 35,000	25K Bonus Miles

Featured Cards

Dubai Islamic Bank

Islamic

DIB Cashback Platinum Credit Card

1% base | 5% dining, 2% groceries

Annual Fee

Free for Life

Min Salary

AED 10,000

Type

Cashback

Key Features:

Zero Annual Fee - Enjoy a zero annual fee when you meet the minimum spending requirement.

5% Dining Cash - Enjoy 5% cashback on all dining purchases with the DIB Cashback Platinum Credit Card.

2 Lounges/Year - Enjoy access to airport lounges with 2 complimentary visits per year.

2% Grocery Cashback - 2% cashback on groceries

1% Cashback - 1% cashback on all other purchases

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Dubai Islamic Bank

Islamic

Dubai Islamic Bank - DIB SHAMS Platinum Covered Card

1.5 Wala'a/AED domestic | 5% dining, 5% travel

Annual Fee

Free for Life

Min Salary

AED 8,000

Type

Hybrid

Key Features:

1st Year Free Fee - No annual fee for first year and waived for subsequent years on minimum annual spend of AED 15,000

5% Travel Cashback - Earn 5% cashback on travel bookings and 10 Wala'a rewards per AED 1 spent, max 10,000 rewards/month.

50K Wala'a Bonus - Up to 50,000 Bonus Wala'a rewards welcome bonus worth up to AED 250 on USD 5,000 spend within 90 days

20% Cashback Offer - 20% cashback on Amazon Deliveroo Dubai Now Noon and Talabat for first 3 months with max AED 15 per merchant per month and total AED 270 cashback during offer period

5% Dining Rewards - 5% back on dining with 10 Wala'a rewards per AED 1 spent and max 5,000 rewards per month

Travel Insurance - Covers travel and medical expenses up to USD 100,000 for cardholder, spouse, and 4 children.

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Dubai Islamic Bank

Islamic

Dubai Islamic Bank - The Emirates Skywards DIB Platinum Credit Card

1 mile/AED | 20,000 bonus miles

Annual Fee

AED 525

Min Salary

AED 5,000

Type

Miles

Key Features:

20K Skywards Bonus - Earn up to 20,000 bonus Skywards Miles with the Emirates Skywards DIB Platinum Credit Card

50K Bonus Miles - Up to 50,000 bonus tier miles.

Travel Insurance - Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 100,000) and your family

Earn Miles - Earn Skywards Miles on all spends

Earn Tier Miles - Earn Tier Miles

Earn Miles - Earn Skywards Miles on all spends

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Dubai Islamic Bank

Islamic

Dubai Islamic Bank - Prime Infinite Covered Card

3 Wala'a Rewards/AED domestic | 3.5 Wala'a Rewards/AED foreign, 0.2 Wala'a Rewards/AED on select categories

Annual Fee

Free for Life

Min Salary

AED 20,000

Type

Points

Key Features:

Free Lounge Access - Complimentary airport lounge access worldwide

Travel Insurance - Multi-trip travel insurance coverage for international trips

3 Wala'a/AED - Earn 3.0 Wala'a Rewards for every AED 1 spent on domestic retail transactions

3.5 Rewards per AED - Earn 3.5 Wala'a Rewards for every AED 1 equivalent on foreign currency retail spends

Redeem Wala'a Rewards - Redeem Wala'a Rewards for flight tickets hotel stays retail purchases bill payments and more

Premium Privileges - Complimentary entertainment fine dining and retail privileges at premium establishments

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Dubai Islamic Bank

Islamic

Dubai Islamic Bank - The Emirates Skywards DIB Infinite Credit Card

1 mile/AED 5 | 25,000 bonus miles on activation

Annual Fee

AED 2625

Min Salary

AED 35,000

Type

Miles

Key Features:

25K Bonus Miles - 25,000 bonus Miles on card activation

25K Bonus Miles - 25,000 bonus Miles when you spend an equivalent of USD 20,000 or more in the first 4 card statements

25K Bonus Miles - 25,000 bonus Miles on balance transfer

Global Lounges - Airport lounge access worldwide Lifestyle Benefits

Travel Insurance - Complimentary travel insurance

Free Skywards Silver - Complimentary Emirates Skywards Silver membership

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Frequently Asked Questions

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Find the best credit cards for your needs:

Cashback

Earn on every purchase

Travel

Miles & lounge access

Islamic

Shariah-compliant

No Fee

Free for life

Lounge

Airport lounges

Flexible

No bank lock-in

Bonus

Sign-up rewards

Low APR

0% intro rates

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