Are all Emirates Islamic credit cards Sharia-compliant?

Yes, all Emirates Islamic credit cards are 100% Sharia-compliant. As the largest Islamic bank in the UAE, Emirates Islamic ensures all products adhere to Islamic banking principles while offering competitive rewards and benefits.

What is the minimum salary requirement for Emirates Islamic credit cards?

Emirates Islamic offers accessible cards starting at AED 5,000 salary, including the Amazon Platinum, RTA Card, and Flex Card. Mid-tier options like the Cashback Plus and Emarati require AED 12,000, while the Etihad Guest Premium requires AED 15,000.

Are there any Emirates Islamic credit cards with no annual fee?

Yes, Emirates Islamic offers several free-for-life cards including the Amazon Platinum with 6% Amazon cashback, the RTA Card with 10% fuel cashback, the Emarati Card with unlimited lounge access, and the basic Flex and Switch cards.

Which Emirates Islamic card is best for Amazon shopping?

The Emirates Islamic Amazon Platinum Credit Card is perfect for Amazon shoppers, offering 6% cashback on Amazon purchases, AED 750 welcome bonus, and 4 airport lounge visits per year - all with no annual fee and only AED 5,000 minimum salary.

Which Emirates Islamic card offers the best miles rewards?

The Emirates Islamic Etihad Guest Premium Card offers 55,000 welcome Etihad miles and 50% miles back on Etihad redemptions. For Emirates Skywards, the Emarati Card is excellent with 3.75 miles per AED, unlimited lounge access, and no annual fee.

Updated January 2026

Best Emirates Islamic Credit Cards in UAE 2026

Emirates Islamic is the largest Islamic bank in the UAE by assets, and a subsidiary of Emirates NBD Group. Established in 2004, Emirates Islamic has become the go-to choice for customers seeking Sharia-compliant banking products that don't compromise on rewards and benefits.

Emirates Islamic offers an impressive portfolio of 16 credit cards covering every lifestyle need - from Amazon shoppers to frequent Etihad and Emirates flyers. Their partnership cards with Amazon, Etihad, Emirates Skywards, and RTA provide unique earning opportunities unavailable elsewhere.

We have curated the 5 best Emirates Islamic credit cards representing the top choices across different spending patterns.

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Quick Comparison

Card	Annual Fee	Min Salary	Key Benefit
Emirates Islamic - Amazon Platinum Credit Card	Free	AED 5,000	Free for Life
Emirates Islamic - RTA Card	Free	AED 5,000	10% Fuel Cashback
Emirates Islamic - Cashback Plus Credit Card	AED 313.95	AED 12,000	Unlimited Lounges
Emirates Islamic - Emarati Credit Card	Free	AED 12,000	No Annual Fee
Emirates Islamic - Etihad Guest Premium Credit Card	AED 1500	AED 15,000	55K Etihad Bonus

Featured Cards

Emirates Islamic

Islamic

Emirates Islamic - Amazon Platinum Credit Card

6% on Amazon Prime, 3% non-Prime | 2.5% international, 2% domestic

Annual Fee

Free for Life

Min Salary

AED 5,000

Type

Cashback

Key Features:

Free for Life - No Annual Membership Fee - Free for Life card

AED 750 Bonus - Welcome Bonus of up to AED 750 on spending AED 10,000 within first 60 days of Card issuance

Up to 6% Amazon - Up to 6% back on Amazon spend for Prime members and 3% for non-Prime with no earning limits

4 Lounges/Year - 4 complimentary airport lounge visits per year to over 20 regional and international lounges via Mastercard Travel Pass app

Up to 7% Wallet Credit - Up to 7% wallet credit on stays at Booking.com

15% Hotel Discount - 15% discount at over 5,500 IHG hotels worldwide with complimentary welcome drink and late checkout

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Emirates Islamic

Islamic

Emirates Islamic - RTA Card

2.25% base | 10% fuel, 10% RTA transport

Annual Fee

Free for Life

Min Salary

AED 5,000

Type

Cashback

Key Features:

10% Fuel Cashback - Get 10% Cashback on Fuel Spends.

10% RTA Cashback - Get 10% Cashback on RTA Transport Payment.

10K AED for Expats - Expats can enjoy a welcome bonus of 10,000 AED with the Emirates Islamic RTA Card.

Up to 10% Cashback - Earn up to 10% cashback on your everyday purchases with the Emirates Islamic RTA Card.

Cashback - Enjoy guaranteed cashback on every purchase made with the Emirates Islamic RTA Card.

Up to 2.25% Cashback - Earn up to 2.25% cashback per AED 1 Spend.

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Emirates Islamic

Islamic

Emirates Islamic - Cashback Plus Credit Card

Up to 10% on groceries, education, dining, and telecom

Annual Fee

AED 313.95

Min Salary

AED 12,000

Type

Cashback

Key Features:

Unlimited Lounges - Unlimited complimentary access to over 1000+ airport lounges worldwide.

Up to 10% Cashback - Apply now and get up to 10% cashback on your purchases plus many more exclusive benefits.

Up to 10% Cashback - Up to 10% cash back on groceries, education, dining, and telecom.

Up to 10% Cashback - Enjoy up to 10% Cash Back with Cashback Plus Credit Card

Free Lounge Access - Complimentary airport lounge access

Lounge Access - Lounge access

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Emirates Islamic

Islamic

Emirates Islamic - Emarati Credit Card

Up to 3.75 miles/AED

Annual Fee

Free for Life

Min Salary

AED 12,000

Type

Miles

Key Features:

No Annual Fee - Exclusive Metal Card designed for Emarati No Annual Membership Fee.

Unlimited Lounges - Unlimited complimentary access to over 1000 airport lounges worldwide

10K SmartMiles - Welcome bonus of 10,000 EI SmartMiles.

3.75 Miles/AED - EI SmartMiles rewards programme Up to 3.75 EI SmartMiles per 1 AED spend.

Free Movie Tickets - Complimentary Reel Cinemas Movie Tickets: Enjoy up to 3 "Buy 1 Get 1" complimentary movie tickets each month

Luxury Hotel Access - Enjoy exclusive access to the Visa Luxury Hotel Collection, featuring premium accommodations worldwide.

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Emirates Islamic

Emirates Islamic - Etihad Guest Premium Credit Card

2 Etihad Miles/USD domestic | 3.5 Etihad Miles/USD on Etihad spend

Annual Fee

AED 1500

Min Salary

AED 15,000

Type

Miles

Key Features:

55K Etihad Bonus - Select your preferred option from the below table and earn up to 55,000 Etihad Guest Miles as welcome bonus up on payment of Annual Membership Fee.

55K Etihad Miles - 55,000 Etihad Guest miles

50% Miles Back - Unlimited 50% miles back on booking/upgrading a flight with Etihad Guest Miles.

Welcome Bonus - Welcome Bonus

25K Etihad Bonus - 25,000 Etihad Guest miles

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Frequently Asked Questions

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Find the best credit cards for your needs:

Cashback

Earn on every purchase

Travel

Miles & lounge access

Islamic

Shariah-compliant

No Fee

Free for life

Lounge

Airport lounges

Flexible

No bank lock-in

Bonus

Sign-up rewards

Low APR

0% intro rates

Cards by Salary

5K–10K

10K–20K

20K+

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