RAKBANK
    Updated January 2026

    Best RAKBANK Credit Cards in UAE 2026

    RAKBANK (National Bank of Ras Al Khaimah) is one of the UAE's oldest and most innovative banks, known for offering customer-friendly credit cards with straightforward rewards. With a focus on simplicity and value, RAKBANK has become a popular choice for UAE residents seeking hassle-free banking.

    RAKBANK's credit card portfolio focuses on cashback rewards with some of the highest rates in the market - up to 10% on select categories. Their cards are particularly attractive for their low salary requirements (starting at AED 5,000) and generous free-for-life offerings.

    We have curated all 5 RAKBANK credit cards to help you find the perfect match for your lifestyle.

    Find Your Perfect Card

    Quick Comparison

    CardAnnual FeeMin SalaryKey Benefit
    RAKBANK - Red Credit CardFreeAED 5,000Free for Life
    RAKBANK Titanium Credit CardFreeAED 5,000Free for Life
    RAKBANK - World Credit CardAED 950AED 20,000Unlimited Lounges
    RAKBANK - Elevate Credit CardAED 299AED 35,000Unlimited Lounges
    RAKBANK - Air Arabia Platinum Credit CardAED 400AED 5,0005K Air Arabia

    Featured Cards

    1
    RAKBANK

    RAKBANK - Red Credit Card

    1% base | 10% dining, 5% entertainment, 3% groceries

    RAKBANK - Red Credit Card

    Annual Fee

    Free for Life

    Min Salary

    AED 5,000

    Type

    Cashback

    Key Features:

    Free for Life - Enjoy no annual fee for life with the RAKBANK - Red Credit Card.
    10% Cashback - Enjoy up to 10% cashback on dining with the RAKBANK Red Credit Card.
    5% Entertainment - Up to 5% cashback on entertainment
    3% Cashback - Earn up to 3% cashback on grocery purchases with the RAKBANK Red Credit Card.
    Buy 1 Get 1 Free - Buy 1 Get 1 Free with Entertainer
    1% Cashback - 1% cashback on all other spends
    View Full Details
    2
    RAKBANK

    RAKBANK Titanium Credit Card

    1% base

    RAKBANK Titanium Credit Card

    Annual Fee

    Free for Life

    Min Salary

    AED 5,000

    Type

    Cashback

    Key Features:

    Free for Life - Enjoy zero annual fee for life with the RAKBANK Titanium Credit Card.
    Balance Transfer - This card offers a balance transfer facility to help manage your existing credit card debt.
    Easy Pay Plans - Convert your purchases into manageable monthly installments with RAKBANK's Easy Payment Plans.
    1% Unlimited Cash - Earn 1% unlimited cashback on all purchases with the RAKBANK Titanium Credit Card.
    Free Supplementary - Get free supplementary cards with the RAKBANK Titanium Credit Card.
    No Min Spend - This card has no minimum spend requirement for transactions.
    View Full Details
    3
    RAKBANK

    RAKBANK - World Credit Card

    1% local | 2% international

    RAKBANK - World Credit Card

    Annual Fee

    AED 950

    Min Salary

    AED 20,000

    Type

    Cashback

    Key Features:

    Unlimited Lounges - Enjoy unlimited airport lounge access worldwide with LoungeKey.
    Up to USD 350K - Enjoy travel insurance coverage up to USD 350,000 with RAKBANK World Credit Card.
    BOGO at 800+ - Enjoy Buy 1 Get 1 Free offers at over 800 outlets with the Entertainer.
    2% Intl Cashback - 2% cashback on international spends
    1% Cashback - Earn 1% cashback on all local spends with the RAKBANK World Credit Card.
    No FX Markup - This card offers zero foreign exchange markup on international transactions.
    View Full Details
    4
    RAKBANK

    RAKBANK - Elevate Credit Card

    1.5% local | 3.5% international

    RAKBANK - Elevate Credit Card

    Annual Fee

    AED 299

    Min Salary

    AED 35,000

    Type

    Cashback

    Key Features:

    Unlimited Lounges - Enjoy unlimited access to over 1,500 airport lounges with LoungeKey.
    $500K Insurance - Travel insurance coverage up to USD 500,000 for your journeys.
    3.5% Intl Cash - Earn up to 3.5% cashback on all your international spending with this card.
    Priority Lounges - Enjoy complimentary access to airport lounges with Priority Pass membership.
    No Forex Fees - Enjoy the benefit of no foreign exchange fees when using your RAKBANK Elevate Credit Card.
    50% Off Dining - Up to 50% off at 800+ restaurants with Entertainer
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    5
    RAKBANK

    RAKBANK - Air Arabia Platinum Credit Card

    3 Points per AED

    RAKBANK - Air Arabia Platinum Credit Card

    Annual Fee

    AED 400

    Min Salary

    AED 5,000

    Type

    Points

    Key Features:

    5K Air Arabia - Welcome bonus of 5,000 Air Arabia points
    10% Off Flights - 10% discount on Air Arabia flights
    3 Air Arabia Pts - Earn up to 3 Air Arabia points for every AED 1 spent on your purchases.
    Free Baggage - Enjoy free checked baggage on all Air Arabia flights with this credit card.
    Priority Boarding - Enjoy priority boarding when you fly with Air Arabia using this credit card.
    Air Arabia Fares - Enjoy exclusive access to Air Arabia sale fares with this credit card.
    View Full Details

    Frequently Asked Questions

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    Explore More Card Categories

    Find the best credit cards for your needs:

    Cashback

    Travel

    Islamic

    No Fee

    Lounge

    Flexible

    Bonus

    Low APR

    Cards by Salary

    5K–10K

    10K–20K

    20K+

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