What is the minimum salary requirement for Arab Bank credit cards?

Arab Bank offers some of the most accessible credit cards in the UAE. The Gold, Platinum, Classic, and Titanium cards require just AED 1,000 minimum salary. The Travel Mate requires AED 15,000, Visa Signature requires AED 37,000, and World Elite requires AED 50,000.

Are there any Arab Bank credit cards with no annual fee?

Yes, several Arab Bank cards are free for life including the Visa Gold, Visa Platinum, Visa Classic, Titanium MasterCard, and Visa Electron. Only the premium Travel Mate, Signature, and World Elite cards have annual fees.

What is the Arabi Points program?

Arabi Points is Arab Bank loyalty program available on select cards like the Titanium MasterCard, Visa Signature, and World Elite. Points can be redeemed for rewards and the program offers flexible earning across spending categories.

Which Arab Bank card is best for travel?

The Arab Bank Visa Travel Mate is ideal for travelers, offering 25 airport lounge visits per year, 0% forex fees on international transactions, 15% off Hertz car rentals, and hotel deals. It requires AED 15,000 salary with AED 600 annual fee.

Do Arab Bank cards offer airport lounge access?

Yes, the Travel Mate card offers 25 lounge visits annually, and the Visa Signature provides 6 visits to 1,200+ lounges worldwide. These are generous compared to many competitors in the same fee range.

Updated January 2026

Best Arab Bank Credit Cards in UAE 2026

Arab Bank is one of the largest financial institutions in the Middle East, with a history spanning over 90 years. Known for their accessibility and competitive offerings, Arab Bank has established a strong presence in the UAE market.

Arab Bank stands out for offering credit cards with extremely low salary requirements - starting from just AED 1,000. Their Arabi Points program allows flexible redemption, while the Travel Mate card is popular among frequent travelers for its 25 lounge visits and zero forex markup.

We have curated the 5 best Arab Bank credit cards ranging from accessible entry-level options to premium travel cards.

Find Your Perfect Card

Quick Comparison

Card	Annual Fee	Min Salary	Key Benefit
Arab Bank - Visa Gold Credit Card	Free	AED 1,000	Easy Payment Plans
Arab Bank - Titanium MasterCard	Free	AED 1,000	Arabi Points
Arab Bank - Visa Platinum Credit Card	Free	AED 1,000	Easy Payment Plans
Arab Bank - Visa Travel Mate	AED 600	AED 15,000	25 Lounge Visits
Arab Bank - Visa Signature Credit Card	AED 1000	AED 37,000	1200+ Lounges

Featured Cards

Arab Bank

Arab Bank - Visa Gold Credit Card

Variable rates | See card features

Annual Fee

Free for Life

Min Salary

AED 1,000

Type

Cashback

Key Features:

Easy Payment Plans - Convenient Easy Payment Plans starting from as low as 1%

Balance Transfer - Transfer the outstanding balance(s) from your Credit Cards of other banks to your Arab Bank Visa Credit Card through Balance Transfer Service.

52-Day Grace - Grace period of interest free credit up to 52 days

Free Supplementary - Free supplementary credit cards

75% Cash Out - High cash advance limit of up to 75%

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Arab Bank

Arab Bank - Titanium MasterCard

Variable rates | See card features

Annual Fee

Free for Life

Min Salary

AED 1,000

Type

Points

Key Features:

Arabi Points - Automatic enrollment to our Credit Card Rewards Program "Arabi Points"

1% Payment Plan - Convenient Easy Payment Plan starting from as low as 1%

52-Day Grace - Grace period of interest-free credit on retail purchases up to 52 days

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Arab Bank

Arab Bank - Visa Platinum Credit Card

Variable rates | See card features

Annual Fee

Free for Life

Min Salary

AED 1,000

Type

Cashback

Key Features:

Easy Payment Plans - Convenient Easy Payment Plans starting from as low as 0.75%

52 Days Interest-Free - Grace period of interest-free credit up to 52 days, in case of full repayment at payment due date

Balance Transfer - Transfer the outstanding balance(s) from your Credit Cards of other banks to your Arab Bank Visa Credit Card through Balance Transfer Service.

75% Cash Out - High cash advance limit of up to 75%

Free Supplementary - Free supplementary credit cards

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Arab Bank

Arab Bank - Visa Travel Mate

Variable rates | See card features

Annual Fee

AED 600

Min Salary

AED 15,000

Type

Hybrid

Key Features:

25 Lounge Visits - Complimentary Airport Lounge Access with your Travel Mate Card and “LoungeKey” service at 25 lounges globally, irrespective of any class of travel or airline used. Participating lounges include airports in many countries in the region and worldwide.

Hotel Deals - Guaranteed exclusive deals at selected Fairmont, Raffles and Marriott Hotels

15% Off Hertz Rental - Up to 15% off at Hertz with the possibility of complimentary upgrade of the vehicle type

Travel + More - Access to a bundle of travel related benefits both financial and non financial

0% FX Fees - 0% cross border/foreign exchange commission on transactions in USD, EUR, GBP, JOD, SAR, CAD, TRY

0% Payment Plan - Convenient Easy Payment Plan starting from as low as 0%

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Arab Bank

Arab Bank - Visa Signature Credit Card

Variable rates | See card features

Annual Fee

AED 1000

Min Salary

AED 37,000

Type

Points

Key Features:

1200+ Lounges - Giving you access to over 1,200 airport lounges worldwide irrespective of any class of travel or airline used. Participating

6 Lounge Visits/Year - Lounges include airports in many countries in the region and worldwide. Priority Pass grants you up to 6 free visits annually from card issuance date that can be used for both cardholder and accompanying guest(s). Additional visits will be charged.

Arabi Points - Automatic enrollment to the “Arabi Rewards” program.

Easy Payment Plans - Convenient Easy Payment Plans starting from as low as 1%

45 Days Interest-Free - Grace period of interest-free credit on retail purchases up to 45 days when full repayment occurs by payment due date.

Extra Cards - Ability to issue supplementary cards.

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Frequently Asked Questions

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Find the best credit cards for your needs:

Cashback

Earn on every purchase

Travel

Miles & lounge access

Islamic

Shariah-compliant

No Fee

Free for life

Lounge

Airport lounges

Flexible

No bank lock-in

Bonus

Sign-up rewards

Low APR

0% intro rates

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