Dubai Islamic Bank - DIB SHAMS Platinum Covered Card

Earn 5% cashback on travel bookings and 10 Wala'a rewards per AED 1 spent, max 10,000 rewards/month.

2 Wala'a rewards per AED 1 on international spends

Redeem 20,000 Wala'a rewards for AED 100 on flights or hotels anywhere in the world

Redeem 10,000 Wala'a rewards for Amazon gift cards and more

Convert 20,000 Wala'a rewards to 1,000 Avios by Qatar Airways Privilege Club or 1,000 Etihad Guest Miles

Redeem 20,000 Wala'a rewards for an AED 80 discount on any transaction.

Redeem 20,000 Wala'a rewards for AED 100 in utility bill payments.

1.5 Wala'a rewards per AED 1 on domestic spends

0.3 Wala'a rewards per AED 1 on government supermarkets groceries utilities insurance automobiles education fuel real estate and telecom

Redeem 20,000 Wala'a rewards for AED 80 cashback as statement credit

Cash withdrawal up to 90% of available credit limit with instant transfer to DIB account via online banking

Balance transfer facility up to 90% of card limit or 100% of available cash limit with flexible 12 month payment plan and minimum transfer of AED 1,000

Up to 5 supplementary cards free of charge for family expense management

Complimentary buyers protection against theft or accidental damage for 365 days from purchase date including mobile phone accidental damage coverage

15% off on Zofeur chauffeur vehicle inspection and garage pickup services up to 4 times per month with max AED 15 discount per transaction using DIB promocode valid until December 2026

Complimentary roadside assistance 1 time per year including vehicle registration pickup and dropoff and vehicle servicing pickup and dropoff and towing for immobile vehicles and 10 litres fuel assistance and battery boost and flat tyre fixing and lock-out service and off-road sand rescue and free international driving license.

Up to 50,000 Bonus Wala'a rewards welcome bonus worth up to AED 250 on USD 5,000 spend within 90 days