
Emirates Islamic - Emarati Credit Card
Ideal for frequent travelers. Earn up to 3.75 miles per AED with no annual fee and unlimited lounge access.
AED 12,000
Free
3.39%
Not Required
Not sure if this card is right for you? Take our quiz
Key Features & Benefits
Travel & Lifestyle
Unlimited complimentary access to over 1000 airport lounges worldwide
Travel over 300 airlines and more than 180,000 hotels worldwide
Enjoy 15% off on Emaar Entertainment Attractions
Enjoy exclusive access to the Visa Luxury Hotel Collection, featuring premium accommodations worldwide.
Complimentary Reel Cinemas Movie Tickets: Enjoy up to 3 "Buy 1 Get 1" complimentary movie tickets each month
Enjoy a Complimentary Access to Dubai Ladies Club.
2 valet parking service per month.
Enjoy a seamless travel experience with the Emirates Islamic Meet & Greet Silver Service.
Enjoy comprehensive multi-trip travel insurance coverage with the Emirates Islamic Emarati Credit Card.
Fees & Services
Exclusive Metal Card designed for Emarati No Annual Membership Fee.
Easily manage your existing debts by transferring balances to the Emirates Islamic Emarati Credit Card.
Enjoy the convenience of free supplementary cards for your family with the Emirates Islamic Emarati Credit Card.
Enjoy personalized assistance and exclusive services with the Emirates Islamic Global Concierge.
Enjoy added peace of mind with an extended warranty on eligible purchases made with the Emarati Credit Card.
Exclusive Metal Card designed for Emarati
The Purchase Guard feature offers protection against theft or damage for eligible purchases.
Enjoy seamless mobile payments with the Emirates Islamic Emarati Credit Card for convenient transactions anywhere.
Enjoy exclusive rates and discounts tailored for Emirates Islamic cardholders.
The Emirates Islamic Emarati Credit Card offers a convenient cash advance facility for immediate cash needs.
Enjoy seamless shopping with the Emirates Islamic Emarati Credit Card at various online marketplaces.
Enjoy the convenience of making immediate purchases with the Emirates Islamic Emarati Credit Card.
Rewards & Cashback
EI SmartMiles rewards programme Up to 3.75 EI SmartMiles per 1 AED spend.
Gift EI SmartMiles to friends and family, enhancing their travel experiences with valuable rewards.
Enjoy the flexibility to convert your reward points into airline miles for travel benefits.
Welcome & Special Offers
Welcome bonus of 10,000 EI SmartMiles.
Who Should Get This Card?
- You travel frequently and want to earn miles for free flights
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
- You prefer Sharia-compliant banking products
Frequently Asked Questions
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