ADIB Cashback Visa Covered Card
    Islamic
    Cashback
    Abu Dhabi Islamic Bank

    Abu Dhabi Islamic Bank - ADIB Cashback Visa Covered Card

    Ideal for families. Earn 4% cashback on groceries, fuel, and dining with a monthly cap of AED 1,000.

    Min. Salary

    Free

    Annual Fee

    AED 99

    Interest Rate

    3.75%

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Rewards & Cashback

    4% cashback on all Supermarket and Grocery spends (maximum AED 300 per month)

    4% cashback on all Fuel and Automobile spends (maximum AED 300 per month)

    4% cashback on all School and Education payments (maximum AED 300 per month)

    4% cashback on all Dining and Restaurant spends (maximum AED 200 per month)

    4% cashback on all Utility payments (maximum AED 100 per month)

    Maximum monthly cashback cap of AED 1,000 per month

    Fees & Services

    4 free supplementary cards (5th supplementary card onwards charged AED 99 annual fee)

    Withdraw 100% of finance limit as cash

    Free grace period up to 55 days to repay outstanding balance

    24/7 Chat Banking via WhatsApp +971600543216

    ADIB Mobile Banking App available on iTunes App Store, Google Play Store, and HUAWEI AppGallery

    SMS alerts for card information and transactions

    ADIB Online Banking access at simple.adib.ae for statements and transactions

    E-statements via email

    Travel & Lifestyle

    Free roadside assistance within UAE once per year

    Terms & Conditions

    Monthly profit rate 3.75%.

    Who Should Get This Card?

      0
    • You prefer getting money back on everyday spending over points or miles
    • You want flexibility to keep your salary with any bank
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

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