Abu Dhabi Islamic Bank - ADIB Emirates Skywards Visa Infinite Card

Travel inconvenience cover including baggage loss/damage up to USD 3,000, baggage delay USD 500, trip delay/missed departure USD 500, trip curtailment/cancellation up to USD 7,500 (provided by Visa)

Travel medical cover for cardholder, family members, and domestic helper with spouse 100% coverage, children 25% coverage, helper 25% coverage (provided by Visa)

Fast track to Emirates Skywards Gold tier membership for primary and supplementary cardholders upon achieving qualifying spend

Emirates Home check-in service from home, hotel or office anywhere in Dubai 4 times per year

4 Dubai airport transfers per year from anywhere within UAE city limits (additional charges beyond entitlement charged to card account, book 3 business days prior via 600543216)

Golf access for cardholder and one guest at The ELS Golf Club Dubai and The Abu Dhabi Golf Club (book via 600543216)

Free valet parking 4 times per month through Valtrans at key UAE locations

24-hour Visa Infinite concierge services including luxury travel planning, exclusive event access, chef's table reservations, personalized shopping experiences at luxury brands (visit visaconciergecemea.com or call 800-0444-4484 local, +1-312-340-2421 international)

Easy Installment Plan at selected merchants with 3/6/9/12 month payment options, 100% waiver of Murabaha monthly profit, and no processing fees (call 600543216, T&Cs apply)

Up to 4 free supplementary cards (5th supplementary card onwards charged AED 4,500 annual fee)

Multiple payment options including ADIB branches (60+ locations across UAE), ADIB Cash & Check Deposit Machines (CCDMs) 24/7, e-ADIB Internet Banking at adib.ae, Telephone Banking via 600543216, Exchange Houses including Al Fardan Exchange and Al Ansari Exchange (250+ partner locations, 1-2 working days processing)

Cash on Call service to transfer cash from card to selected bank account (call 600543216, T&Cs apply)

Optional Takaful protection cover for death, permanent total disability, critical illness, and involuntary loss of employment

24/7 Chat Banking via WhatsApp +971600543216

E-statements via email

ADIB Online Banking access at simple.adib.ae for statements and transactions

ADIB Mobile Banking App available on iTunes App Store, Google Play Store, and HUAWEI AppGallery

Bill payment via online banking or Chat Banking for Etisalat, Du, DEWA, SEWA, ADWEA, and Salik

SMS alerts for card information and transactions

Earn 2 Skywards Miles per AED 3.68 spent on foreign currency transactions

Earn 3 Skywards Miles per AED 3.68 spent on Emirates and Flydubai purchases

Earn 0.25 Skywards Miles per AED 3.68 spent on specific merchant categories (supermarkets, government services, utilities, education, petrol stations, real estate agents, public transport, road tolls/Salik, charities)

Up to 50,000 welcome bonus Skywards Miles on first spend subject to meeting required spend threshold (must activate and complete first retail transaction within 30 days of card issuance)

Monthly profit rate 3.75%.