Abu Dhabi Islamic Bank - ADIB Emirates Skywards Visa Signature Card

Travel inconvenience cover including baggage loss/damage up to USD 3,000, baggage delay USD 500, trip delay/missed departure USD 500, trip curtailment/cancellation up to USD 7,500 (provided by Visa)

Emirates Skywards Silver membership upgrade from card issuance date for first year (spend USD 2,500 or equivalent in AED on Emirates Airlines within 12 months required for renewal each year)

Emirates Home check-in service from home, hotel or office anywhere in Dubai 2 times per year

2 Dubai airport transfers per year from anywhere within UAE city limits (additional charges beyond entitlement charged to card account, book 3 business days prior via 600543216)

Free valet parking 2 times per month through Valtrans at key UAE locations

Golf access for cardholder at The ELS Golf Club Dubai and The Abu Dhabi Golf Club (book via 600543216)

Travel medical cover for cardholder, family members, and domestic helper (provided by Visa)

Easy Installment Plan at selected merchants with 3/6/9/12 month payment options, 100% waiver of Murabaha monthly profit, and no processing fees (call 600543216, T&Cs apply)

Balance transfer facility (call 600543216, T&Cs apply)

Up to 4 free supplementary cards (5th supplementary card onwards charged AED 1,500 annual fee)

Cash on Call service to transfer cash from card to selected bank account (call 600543216, T&Cs apply)

Optional Takaful protection cover for death, permanent total disability, critical illness, and involuntary loss of employment

Multiple payment options including ADIB branches (60+ locations across UAE), ADIB Cash & Check Deposit Machines (CCDMs) 24/7, e-ADIB Internet Banking, Telephone Banking via 600543216, Exchange Houses including Al Fardan Exchange and Al Ansari Exchange

24/7 Chat Banking via WhatsApp +971600543216

E-statements via email

ADIB Online Banking access at simple.adib.ae for statements and transactions

ADIB Mobile Banking App available on iTunes App Store, Google Play Store, and HUAWEI AppGallery

SMS alerts for card information and transactions

Bill payment via online banking or Chat Banking for Etisalat, Du, DEWA, SEWA, ADWEA, and Salik

Earn 1.5 Skywards Miles per AED 3.68 spent on foreign currency transactions

Earn 2.5 Skywards Miles per AED 3.68 spent on Emirates and Flydubai purchases

Earn 0.25 Skywards Miles per AED 3.68 spent on specific merchant categories (supermarkets, government services, utilities, education, petrol stations, real estate agents, public transport, road tolls/Salik, charities)

Monthly profit rate 3.75%.