ADIB Exceed Visa Covered Card
    Islamic
    Points
    Abu Dhabi Islamic Bank

    Abu Dhabi Islamic Bank - ADIB Exceed Visa Covered Card

    Ideal for global spenders. Earn up to 1 Exceed Reward per AED 100 spent abroad with instant redemption options.

    Min. Salary

    Free

    Annual Fee

    AED 99

    Interest Rate

    3.75%

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Rewards & Cashback

    Instant redemption of Exceed Reward points via ADIB Mobile App for utility payments, retail or online shopping vouchers, and flight purchases

    Earn 1.0 Exceed Rewards per AED 100 (or equivalent) spent internationally (0.125 Exceed Rewards per AED 100 in European Economic Area countries as per Visa guidelines)

    Earn 0.5 Exceed Rewards per AED 100 spent within UAE

    Earn 0.125 Exceed Rewards per AED 100 spent on specific merchant categories (supermarkets, government services including fines/taxes, utilities, education, petrol stations, real estate agencies, public transportation including taxis/metro/buses, road tolls/Salik, charities/religious organizations)

    Fees & Services

    Up to 4 free supplementary cards (5th supplementary card onwards charged AED 99 annual fee)

    Travel & Lifestyle

    Free roadside assistance within UAE once per year (call 600-542010 to avail)

    Terms & Conditions

    Monthly profit rate 3.75%.

    Who Should Get This Card?

      0
    • You want flexibility to keep your salary with any bank
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

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