ADIB Exceed Visa Platinum Covered Card
    Islamic
    Points
    Abu Dhabi Islamic Bank

    Abu Dhabi Islamic Bank - ADIB Exceed Visa Platinum Covered Card

    Ideal for international spenders. Earn 1.5 Exceed Rewards per AED 100 abroad, plus 2 free lounge visits annually.

    Min. Salary

    Free

    Annual Fee

    AED 199

    Interest Rate

    3.75%

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Rewards & Cashback

    Earn 1.5 Exceed Rewards per AED 100 (or equivalent) spent internationally (0.125 Exceed Rewards per AED 100 in European Economic Area countries as per Visa guidelines)

    Instant redemption of Exceed Reward points via ADIB Mobile App for utility payments, retail or online shopping vouchers, and flight purchases

    Earn 0.125 Exceed Rewards per AED 100 spent on specific merchant categories (supermarkets, government services including fines/taxes, utilities, education, petrol stations, real estate agencies, public transportation including taxis/metro/buses, road tolls/Salik, charities/religious organizations)

    Earn 0.5 Exceed Rewards per AED 100 spent within UAE

    Travel & Lifestyle

    Airport lounge access 2 times per year for cardholders only via LoungeKey app

    Free roadside assistance within UAE once per year (call 600-542010 to avail)

    Fees & Services

    Get up to 4 free supplementary cards; AED 199 annual fee for the 5th and beyond.

    Terms & Conditions

    Monthly profit rate 3.75%.

    Who Should Get This Card?

      0
    • You want flexibility to keep your salary with any bank
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

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