Betaqti Credit Card
    Hybrid
    ADCB

    ADCB - Betaqti Credit Card

    Ideal for Emiratis seeking rewards. Earn 3 TouchPoints per AED and enjoy up to 7% cashback on booking.com.

    Min. Salary

    AED 10,000

    Annual Fee

    AED 2,100

    Interest Rate

    3.25%

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Travel & Lifestyle

    Complimentary access to over 1,000 airport lounges around the world

    Comprehensive Travel Insurance

    VOX Cinemas Buy one get one free including THEATRE

    Caribou Coffee Buy one get one free on coffee

    Premium Hotel Benefits

    Flight and hotel booking discounts 12% off on Cleartrip with promo code MCWORLDELITE

    Complimentary Airport Transfers with Careem

    Hertz Presidents Circle Status

    Complimentary access to UFC Gym facilities across the UAE

    Mastercard World Elite Benefits

    Global Data Roaming with Flexiroam

    talabat food and grocery delivery discounts

    Avis Rent a Car Benefits

    International Concierge service

    Fees & Services

    0% interest on School Fee Payments

    FlexiPay to repay retail balances in monthly payments

    Interest-Free Balance Transfers

    0% Instalment Payment Plans

    Credit Card Loan

    Metal laser-etched personalized card exclusively for Emiratis

    Card Control feature to set spend limits and block transactions

    Rewards & Cashback

    Up to 750,000 Anniversary TouchPoints based on annual spend amount

    Earn up to 7% back with booking.com

    Earn up to 3 TouchPoints for every AED1 spent on retail transactions

    Welcome & Special Offers

    300,000 TouchPoints as welcome bonus

    Who Should Get This Card?

    • You want flexibility to keep your salary with any bank

    Frequently Asked Questions

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