ADCB Essential Cashback Credit Card
Ideal for everyday spenders. Earn 1% cashback on all purchases and up to 7% on booking.com.
AED 5,000
Free
N/A
Not Required
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Key Features & Benefits
Travel & Lifestyle
Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders.
Complimentary airport lounge access.
Enjoy up to 20% discount on all AVIS rentals in addition to a free upgrade.
20% off Talabat food and grocery delivery (once a month).
Rewards & Cashback
Receive up to 7% cashback - book your next holiday on booking.com.
1% cashback on all purchases.
Enjoy cashback on movie ticket purchases, enhancing your entertainment experience.
Up to AED 70 cashback per month on movies tickets purchased online.
Fees & Services
Enjoy the convenience of a credit card with no annual fees for life.
Convert school fees into a 0% Interest Payment Plan.
Benefit from a zero interest rate and repay in easy installments of up to 12 months.
Welcome & Special Offers
Enjoy a welcome bonus of up to AED 350 when you apply for the ADCB Essential Cashback Credit Card. Offer valid until 31 December 2025.
Terms & Conditions
Valid Passport & Residence Visa Copy.
Address Proof.
Bank Statements with Three Months Salary Credits.
A minimum salary of AED 5,000 or be eligible for a credit limit of at least AED 3,000
Minimum age 21
Copy of Emirates ID
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 5,000+)
- You prefer getting money back on everyday spending over points or miles
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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