
ADCB - Lulu Titanium Credit Card
Ideal for LuLu shoppers. Earn 3.5 LuLu Points per AED at LuLu stores, with free lifetime card.
AED 5,000
Free
3.25%
Not Required
Not sure if this card is right for you? Take our quiz
Key Features & Benefits
Fees & Services
Free for life with no annual fees ever
Interest-free days on purchases
Interest-free balance transfers
0% interest on school fee payments
0% interest instalment payment plans
FlexiPay to repay balances in monthly payments
Card control feature to set spend limits and block transactions through ADCB Mobile App
Enjoy flexible payment options that simplify your shopping experience at Lulu and beyond.
Enjoy complimentary life insurance coverage that protects your loved ones in case of unforeseen events.
Credit Card Loan
Auto debit instructions setup
Rewards & Cashback
Earn 3.5 LuLu Points per AED1 spent at LuLu stores
Redeem LuLu Points at any LuLu Hypermarket in UAE with 5,000 points worth AED50
Earn 1 LuLu Point for every AED1 spent on all purchases.
Travel & Lifestyle
Complimentary airport lounge access
20% off grocery or food orders once a month on talabat capped at AED14
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 5,000+)
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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