Lulu Titanium Credit Card
    No Annual Fee
    Points
    ADCB

    ADCB - Lulu Titanium Credit Card

    Ideal for LuLu shoppers. Earn 3.5 LuLu Points per AED at LuLu stores, with free lifetime card.

    Min. Salary

    AED 5,000

    Annual Fee

    Free

    Interest Rate

    3.25%

    Salary Transfer

    Not Required

    Not sure if this card is right for you? Take our quiz

    Key Features & Benefits

    Fees & Services

    Free for life with no annual fees ever

    Interest-free days on purchases

    Interest-free balance transfers

    0% interest on school fee payments

    0% interest instalment payment plans

    FlexiPay to repay balances in monthly payments

    Card control feature to set spend limits and block transactions through ADCB Mobile App

    Enjoy flexible payment options that simplify your shopping experience at Lulu and beyond.

    Enjoy complimentary life insurance coverage that protects your loved ones in case of unforeseen events.

    Credit Card Loan

    Auto debit instructions setup

    Rewards & Cashback

    Earn 3.5 LuLu Points per AED1 spent at LuLu stores

    Redeem LuLu Points at any LuLu Hypermarket in UAE with 5,000 points worth AED50

    Earn 1 LuLu Point for every AED1 spent on all purchases.

    Travel & Lifestyle

    Complimentary airport lounge access

    20% off grocery or food orders once a month on talabat capped at AED14

    Who Should Get This Card?

    • You're new to the UAE or have a moderate salary (AED 5,000+)
    • You want flexibility to keep your salary with any bank
    • You want a no-cost card without annual fee commitments

    Frequently Asked Questions

    Is This Card Right for You?

    Take our personalized quiz to see if this card matches your profile and discover other great options.

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