
ADCB - TouchPoints Platinum Credit Card
Ideal for frequent spenders. Earn 1.25 TouchPoints per AED and enjoy bonus points monthly.
AED 8,000
AED 400
3.25%
Not Required
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Key Features & Benefits
Fees & Services
Credit Card Loan with 0% interest for first 90 days up to 12 months
Balance Transfer with 0% interest for first 90 days
0% interest instalment payment plans
0% interest on school fee payments up to 12 months
Up to 55 interest-free days on purchases
FlexiPay to repay retail balances in monthly payments
No annual fee for the first year then AED400 plus VAT
Enjoy exclusive Mastercard Platinum benefits, including premium travel perks and enhanced rewards.
Credit Shield with complimentary life cover
Card Control feature to set spend limits and block transactions
Travel & Lifestyle
Multi-Trip Travel Insurance with Personal Accident up to $300K and Emergency Medical up to $500K.
Trip Cancellation coverage up to USD 5,000 covers cardholder and spouse
Unlimited Buy 1 Get 1 free on coffee at Caribou Coffee all year round
Buy 1 Get 1 free on movie tickets at VOX Cinemas up to 2 tickets per month including THEATRE Gold and KIDS experiences
20% off Talabat orders up to AED14 off per order on 2 orders a month
Complimentary golf access at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf Club with minimum spend AED5,000 per month
25% discount on select meals at VOX Cinemas candy bar
Baggage delay coverage up to USD 250
Rewards & Cashback
TouchPoints redeemable at thousands of merchants or exchange for Emirates Skywards Miles with 200,000 points worth AED1,200
Earn up to 1.25 TouchPoints for every AED1 spent
Receive 10,000 bonus TouchPoints when you spend AED10,000 each month
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 8,000+)
- You want flexibility to keep your salary with any bank
Frequently Asked Questions
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