TouchPoints Platinum Credit Card
    Points
    ADCB

    ADCB - TouchPoints Platinum Credit Card

    Ideal for frequent spenders. Earn 1.25 TouchPoints per AED and enjoy bonus points monthly.

    Min. Salary

    AED 8,000

    Annual Fee

    AED 400

    Interest Rate

    3.25%

    Salary Transfer

    Not Required

    Not sure if this card is right for you? Take our quiz

    Key Features & Benefits

    Fees & Services

    Credit Card Loan with 0% interest for first 90 days up to 12 months

    Balance Transfer with 0% interest for first 90 days

    0% interest instalment payment plans

    0% interest on school fee payments up to 12 months

    Up to 55 interest-free days on purchases

    FlexiPay to repay retail balances in monthly payments

    No annual fee for the first year then AED400 plus VAT

    Enjoy exclusive Mastercard Platinum benefits, including premium travel perks and enhanced rewards.

    Credit Shield with complimentary life cover

    Card Control feature to set spend limits and block transactions

    Travel & Lifestyle

    Multi-Trip Travel Insurance with Personal Accident up to $300K and Emergency Medical up to $500K.

    Trip Cancellation coverage up to USD 5,000 covers cardholder and spouse

    Unlimited Buy 1 Get 1 free on coffee at Caribou Coffee all year round

    Buy 1 Get 1 free on movie tickets at VOX Cinemas up to 2 tickets per month including THEATRE Gold and KIDS experiences

    20% off Talabat orders up to AED14 off per order on 2 orders a month

    Complimentary golf access at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf Club with minimum spend AED5,000 per month

    25% discount on select meals at VOX Cinemas candy bar

    Baggage delay coverage up to USD 250

    Rewards & Cashback

    TouchPoints redeemable at thousands of merchants or exchange for Emirates Skywards Miles with 200,000 points worth AED1,200

    Earn up to 1.25 TouchPoints for every AED1 spent

    Receive 10,000 bonus TouchPoints when you spend AED10,000 each month

    Who Should Get This Card?

    • You're new to the UAE or have a moderate salary (AED 8,000+)
    • You want flexibility to keep your salary with any bank

    Frequently Asked Questions

    Is This Card Right for You?

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