No Annual Fee
Points
Abu Dhabi Islamic Bank
ADIB - Smiles Classic Card
Ideal for app users. Earn 12 Smiles/AED 5 on Smiles App, plus 5K bonus on sign up.
Min. Salary
AED 5,000
Annual Fee
Free
Interest Rate
3.29%
Salary Transfer
Not Required
Not sure if this card is right for you? Take our quiz
Key Features & Benefits
Rewards & Cashback
12 Smiles points on per AED 5 spent on Smiles App
6 Smiles points per AED 5 spent internationally
4 Smiles points per AED 5 spent locally in the UAE
1 Smiles point per AED 5 spent on Specific Merchants**
Welcome & Special Offers
5,000 Smiles points upon sign up!*
10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 5,000+)
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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