What is the minimum salary required for the Gold Credit Card?

The minimum salary requirement for the Gold Credit Card from American Express is AED 15,000.

What is the annual fee for the Gold Credit Card?

The annual fee for the Gold Credit Card is AED 395. Some cards may waive the first year fee or offer fee waivers with minimum spend.

Is salary transfer required for the Gold Credit Card?

No, salary transfer is not required for the Gold Credit Card. You can hold your salary account with any bank.

How do I apply for the Gold Credit Card?

You can apply for the Gold Credit Card directly through American Express's website or by visiting any American Express branch. You'll typically need your Emirates ID, salary certificate, and bank statements.

Points

American Express

The American Express - Gold Credit Card

Ideal for frequent travelers. Earn 1 point per AED 4 spent, plus enjoy 5 free lounge visits annually.

Min. Salary

AED 15,000

Annual Fee

AED 395

Interest Rate

3.25%

Salary Transfer

Not Required

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Key Features & Benefits

Travel & Lifestyle

Access to more than 1,200 lounges across 130 countries

Travel Inconvenience Insurance of up to AED 4,000

Travel Accident Insurance of up to AED 350,000

Complementary Global Airport Lounge Access with Priority Pass™ for up to 5 visits with a Supplementary Cardmember.

Comprehensive Retail Insurance for up to AED 3,000 and Travel Accident Insurance for up to AED 350,000.

Easy access to lounges with Priority PassTM Mobile App

Retail Protection Insurance of up to AED 3,000

Rewards & Cashback

1 Membership Rewards® point with every AED 4 spent. Redeemable on 14 airlines, 3 hotels partners and on merchandise from leading brands across fashion, electronics and more.