Citibank - Citi Ready Credit
Ideal for frequent travelers. Enjoy 10 VIP lounge visits and no annual fee.
AED 5,000
Free
3.5%
Not Required
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Key Features & Benefits
Fees & Services
No Annual fee
Higher credit limit up to 6x of your monthly income or up to AED 175,000, which ever is lower
Repay flexibly as per the monthly repayment schedule or repay all at once without any extra charge
Travel & Lifestyle
Complimentary access to over 10 VIP lounges in Middle East and Africa
Terms & Conditions
Immediate access to cash up to 100% of the credit limit, with first loan at 15% annual rate within 1 month of card approval (T&Cs Apply)
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 5,000+)
- You prefer getting money back on everyday spending over points or miles
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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