Dubai First - Dubai First Low-Rate Credit Card
Ideal for balance transfers. Get 1% cashback on 0% interest transfers, free for life, with no annual fees.
AED 5,000
Free
2.49%
Not Required
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Key Features & Benefits
Travel & Lifestyle
Free airport lounge access worldwide via Mastercard Travel Pass app
20% off Talabat food or grocery delivery once per month
50% off Go Gamers Premium Membership for access to tournaments including FIFA and League of Legends with coaching sessions
25% discount on first Fiit.tv subscription with 800+ workouts across Barre HIIT strength yoga and more
Travel discounts on booking.com IHG Hotels and Resorts Avis Rentalcars.com and Cleartrip through Mastercard Priceless benefits
Standard movie tickets from AED 20 at Cine Royal Star Cinemas and Reel Cinemas when spending AED 5,000 in previous month with up to 4 tickets per month
Fees & Services
Free for life with no annual fees ever
Balance transfer facility with instant transfer to other bank credit cards through mobile app
Buy now pay later plans available
60 second cash access through Dubai First mobile app
Terms & Conditions
Cash advance available with fee of 3% or AED 100 whichever is higher
Overlimit fee of AED 288.75
Lowest monthly interest rates in UAE at only 2.49% per month
Low minimum statement payment of only 5% of outstanding balance or AED 100 whichever is higher
Late payment fee of AED 230
Payment due date 21 to 25 days from statement date
Finance charges calculated from transaction date on average daily balance with no finance charges if 100% payment made by due date
International transaction fee of 2.88% plus scheme charges
Rewards & Cashback
1% cashback on 0% interest 3-month balance transfers from non-FAB credit cards with maximum AED 200 per month and AED 500 per year
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 5,000+)
- You prefer getting money back on everyday spending over points or miles
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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