Dubai Islamic Bank - DIB SHAMS Infinite Covered Card
Ideal for frequent travelers. Earn 5% back on dining and travel, plus 12 free lounge visits annually.
AED 20,000
Free
3.49%
Not Required
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Key Features & Benefits
Travel & Lifestyle
Complimentary travel and medical coverage up to USD 500,000 covering cardholder spouse and up to 5 children on trips up to 90 days
12 complimentary airport lounge visits per year with a guest to over 1,200 lounges worldwide via Visa Airport Companion app
Complimentary access to Fitness First Platinum and Titanium clubs across UAE
Buy One Get One on beverages at Costa Coffee outlets across UAE
4 complimentary airport transfers per year from Abu Dhabi Dubai and Sharjah
15% off on Zofeur chauffeur and vehicle services up to 4 times per month
Visa Luxury Hotel Collection benefits at over 900 properties with room upgrades free breakfast and USD 25 food vouchers
4 complimentary valet parking services per month at 18 locations across UAE
4 complimentary rounds of golf per month at 6 courses across UAE including Abu Dhabi Golf Club Arabian Ranches and Meydan
Complimentary buyers protection against theft or damage for 365 days from purchase
Complimentary roadside assistance up to 3 times per year including towing fuel assistance battery boost and flat tyre fixing
Rewards & Cashback
20% cashback on Amazon Deliveroo Dubai Now Noon and Talabat for first 3 months with max AED 25 per merchant per month and total AED 450 cashback
5% back on dining with 10 Wala'a rewards per AED 1 spent and max 20,000 rewards per month
5% back on travel and flight and hotel bookings with 10 Wala'a rewards per AED 1 spent and max 20,000 rewards per month
Redeem Wala'a rewards for flights hotels cashback shopping or convert to Avios or Etihad Guest Miles
3.5 Wala'a rewards per AED 1 on domestic spends
4 Wala'a rewards per AED 1 on international spends
Fees & Services
No annual fee for first year and waived for subsequent years on minimum annual spend of AED 60,000
Balance transfer facility up to 90% of card limit with flexible 12 month payment plan
Cash withdrawal up to 90% of available credit limit.
Up to 5 supplementary cards free of charge
Welcome & Special Offers
Up to 200,000 Bonus Wala'a rewards welcome bonus worth up to AED 1,000 on USD 15,000 spend within 90 days
Who Should Get This Card?
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
- You prefer Sharia-compliant banking products
Frequently Asked Questions
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