Dubai Islamic Bank - DIB SHAMS Signature Covered Card
Ideal for frequent diners and travelers. Earn 5% cashback on dining and travel, plus 8 free lounge visits yearly.
AED 15,000
Free
3.49%
Not Required
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Key Features & Benefits
Travel & Lifestyle
8 complimentary airport lounge visits per year to over 1,200 lounges worldwide via Visa Airport Companion app
Complimentary travel and medical coverage up to USD 500,000 covering cardholder spouse and up to 5 children on trips up to 90 days
15% off on Zofeur chauffeur and vehicle services up to 4 times per month
Buy One Get One on beverages at Costa Coffee outlets across UAE
Visa Luxury Hotel Collection benefits at over 900 properties with room upgrades free breakfast and USD 25 food vouchers
2 complimentary airport transfers per year from Abu Dhabi Dubai and Sharjah
2 complimentary valet parking services per month at 18 locations across UAE
Complimentary buyers protection against theft or damage for 365 days from purchase
Complimentary roadside assistance up to 2 times per year including towing fuel assistance battery boost and flat tyre fixing
Rewards & Cashback
Earn 5% cashback on travel bookings and 10 Wala'a rewards per AED 1 spent, max 15,000 rewards/month.
5% back on dining with 10 Wala'a rewards per AED 1 spent and max 10,000 rewards per month
Redeem Wala'a rewards for flights hotels cashback shopping or convert to Avios or Etihad Guest Miles
3 Wala'a rewards per AED 1 on international spends
2.5 Wala'a rewards per AED 1 on domestic spends
Fees & Services
No annual fee for first year and waived for subsequent years on minimum annual spend of AED 30,000
Cash withdrawal up to 90% of available credit limit.
Balance transfer facility up to 90% of card limit with flexible 12 month payment plan
Up to 5 supplementary cards free of charge
Welcome & Special Offers
Up to 100,000 Bonus Wala'a rewards welcome bonus worth up to AED 500 on USD 10,000 spend within 90 days
20% cashback on Amazon Deliveroo Dubai Now Noon and Talabat for first 3 months with max AED 20 per merchant per month and total AED 360 cashback
Who Should Get This Card?
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
- You prefer Sharia-compliant banking products
Frequently Asked Questions
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