What is the minimum salary required for the Prime Platinum Covered Card?

The minimum salary requirement for the Prime Platinum Covered Card from Dubai Islamic Bank is AED 8,000.

What is the annual fee for the Prime Platinum Covered Card?

The annual fee for the Prime Platinum Covered Card is Free. Some cards may waive the first year fee or offer fee waivers with minimum spend.

Is salary transfer required for the Prime Platinum Covered Card?

No, salary transfer is not required for the Prime Platinum Covered Card. You can hold your salary account with any bank.

How do I apply for the Prime Platinum Covered Card?

You can apply for the Prime Platinum Covered Card directly through Dubai Islamic Bank's website or by visiting any Dubai Islamic Bank branch. You'll typically need your Emirates ID, salary certificate, and bank statements.

Islamic

No Annual Fee

Points

Dubai Islamic Bank

Dubai Islamic Bank - Prime Platinum Covered Card

Ideal for shoppers. Earn 2 Wala'a Rewards per AED on domestic spends, redeemable for flights, hotels, and more.

Min. Salary

AED 8,000

Annual Fee

Free

Interest Rate

3.49%

Salary Transfer

Not Required

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Key Features & Benefits

Travel & Lifestyle

Complimentary travel and medical coverage up to US$100,000 on trips when booking flight tickets with the card applicable to cardholder spouse and up to 4 children under age 18

Travel coverage includes personal accident benefits emergency medical expenses cancelled or delayed departure loss of personal belongings and baggage delay or loss

Visa Luxury Hotels exclusive benefits including best rates room upgrades late check-out and more at luxury hotels across the globe

Purchase protection with built-in theft and damage protection up to USD 3,000 per occurrence locally and worldwide

Complimentary roadside assistance up to 2 times per year including vehicle registration pickup and dropoff once per year and vehicle servicing pickup and dropoff once per year and towing for immobile vehicles and 10 litres fuel assistance and battery boost and flat tyre fixing and lock-out service and off-road sand rescue and free international driving license

Rewards & Cashback

Earn 2.2 Wala'a Rewards for every AED 1 equivalent on foreign currency retail spends

Redeem Wala'a Rewards for flight tickets hotel stays retail purchases bill payments and more

Earn 2.0 Wala'a Rewards for every AED 1 spent on domestic retail transactions

0.2 Wala'a rewards per AED 1 on supermarkets telecom education petroleum and government services including utility bill payments

Fees & Services

Cash withdrawal up to 80% of total card limit with cash transfer facility between card and DIB account

Balance transfer facility up to 80% of card limit or 100% of available cash limit with minimum AED 100 and maximum AED 250,000 and instant transfer to other bank credit cards with no documentation required

Card Protection Plus optional facility to set security preferences on card determining transaction types financial limits and location restrictions

Terms & Conditions

Credit Shield Takaful available at 0.94% of card outstanding covering death up to AED 200,000 and permanent total disability up to AED 200,000 and involuntary loss of employment up to AED 30,000

Retail spends originating in European Union countries will not earn Wala'a rewards