Prime Signature Covered Card
    Islamic
    No Annual Fee
    Hybrid
    Dubai Islamic Bank

    Dubai Islamic Bank - Prime Signature Covered Card

    Ideal for frequent diners. Earn 5% cashback on dining and enjoy 8 free lounge visits per year.

    Min. Salary

    AED 15,000

    Annual Fee

    Free

    Interest Rate

    3.49%

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Rewards & Cashback

    Earn 10 Wala'a rewards for every AED 1 spent on travel including flights and hotel bookings with 5% back value and maximum 15,000 Wala'a rewards per month

    Earn 10 Wala'a rewards for every AED 1 spent on dining with 5% back value and maximum 10,000 Wala'a rewards per month

    Redeem Wala'a Rewards instantly through alt Online Banking for flights hotels cashback shopping Etihad Miles Avios by Qatar Airways Privilege Club bill payments and more

    Earn 3 Wala'a rewards for every AED 1 on international spends in non-AED currency

    Earn 2.5 Wala'a rewards for every AED 1 on domestic AED spends

    Earn 0.4 Wala'a rewards for every AED 1 on European Economic Area spends

    Earn 0.4 Wala'a rewards for every AED 1 on government supermarkets groceries utilities insurance automobiles education fuel real estate and telecom

    Travel & Lifestyle

    Complimentary travel and medical coverage up to US$500,000 when booking tickets with the card

    Complimentary access to over 1200 airport lounges 8 times per year with first visit complimentary and subsequent visits requiring foreign currency spend of USD 1 equivalent minimum 15 days prior

    2 complimentary airport transfers per annum from Abu Dhabi Dubai and Sharjah

    15% off on Zofeur services including personal chauffeur vehicle inspection and garage pick up and drop off with maximum discount AED 15 per transaction and usable 4 times per month per card

    Buy One Get One on beverages at Costa Coffee outlets across UAE

    2 complimentary valet parking services per month at 18 key locations across UAE with minimum monthly spend of AED 5,000

    Complimentary roadside assistance up to 2 times per year

    Welcome & Special Offers

    20% cashback welcome offer on Amazon Deliveroo Dubai Now Noon and Talabat for first 3 months with maximum AED 20 cashback per merchant per month and total cashback up to AED 360

    Welcome bonus up to 100,000 Wala'a rewards worth up to AED 500 for new to card customers when spending USD 10,000 within 90 days from card issuance

    Fees & Services

    No annual fee for the first year and fee waived for subsequent years on minimum annual spend of AED 30,000

    Balance transfer facility with 90% of card limit or 100% of available cash limit and minimum transfer AED 1,000 with flexible 12 month payment plan

    Who Should Get This Card?

    • You want flexibility to keep your salary with any bank
    • You want a no-cost card without annual fee commitments
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

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