Emirates NBD - U by Emaar Visa Infinite Emirati Credit Card
Ideal for Emiratis shopping at Emaar. Earn up to 7.5% in Upoints and enjoy free suite upgrades.
AED 30,000
AED 1,575
3.25%
Not Required
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Key Features & Benefits
Travel & Lifestyle
Complimentary airport lounge access to over 1,000 lounges worldwide via Visa Airport Companion app
Enjoy 20% off on food, beverages, and spa services at Emaar Hospitality Group Hotels.
Enjoy airport dining discounts, Avis car rental perks, and exclusive shopping benefits.
Enjoy a complimentary upgrade to a suite during your stays at Emaar hotels.
Enjoy up to 30% off on entertainment at Emaar Entertainment Group attractions.
Enjoy Buy 1 Get 1 free movie tickets at Reel Cinemas with soft drinks and popcorn on AED 5,000 spend.
Enjoy complimentary valet parking at Dubai Mall's Grand Drive for Galeries Lafayette and The Souk.
Complimentary rounds of golf at top UAE golf courses (Trump, The Track Meydan, Arabian Ranches, Yas Links, Sharjah golf club) with AED 30 processing charge per booking
Concierge services for errands like visa submission, car registration, airport transfers, and local courier.
Free 24/7 roadside assistance in UAE
Provides medical and travel assistance for cardholders during their trips.
Fees & Services
First year annual fee waived; AED 1,575 from the second year onwards.
Enjoy an interest-free period of up to 55 days on retail purchases when the full balance is paid by the due date.
Enjoy 0% Easy Payment Plans for 3, 6, 12, or 24 months at select merchants like Apple and Carrefour.
The joining fee for the Emirates NBD - U by Emaar Visa Infinite Emirati Credit Card is AED 2,625.
Credit Shield Pro offers 0.99% monthly fee, AED 300,000 death cover, AED 100/day hospitalization, and AED 60,000 job loss cover.
Instant cash withdrawal of up to 50% of your credit limit for immediate access.
Automatically top up Salik and pay utility bills with this credit card.
Provides global customer assistance services for cardholders.
Supports digital wallets including Apple Pay, Samsung Pay, Google Pay, and Garmin Pay.
DoubleSecure OTP protection for online transactions
Access your account and manage your finances through online banking services.
SMS alerts for every transaction
Welcome & Special Offers
Automatic U By Emaar Platinum status membership upon card issuance
Welcome bonus of up to 25,000 Upoints (worth AED 2,500) upon meeting spend requirements.
Earn double Upoints on all Emaar spends during the first three months.
Earn 10,000 Upoints on retail purchases of USD 10,000 in the first three billing cycles.
Rewards & Cashback
Earn 7.5% Upoints on all Emaar spends including shopping, dining, and hotel stays.
15% back as Upoints on spends within Emaar ecosystem during promotional period
Redeem Instant Upoints at over 2,500 stores across your favorite brands.
Earn 1.5% Upoints on all other spends with the Emirates NBD U by Emaar Visa Infinite card.
Terms & Conditions
redirected to China Town valet area from May 1, 2025 during expansion)
Exclusive for UAE nationals (Emiratis only)
Interest rate of 3.25% per month (39% APR)
Minimum payment is 5% of outstanding or AED 100, whichever is higher
Who Should Get This Card?
- You want flexibility to keep your salary with any bank
Frequently Asked Questions
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