Blue FAB Signature Credit Card by Al-Futtaim
    No Annual Fee
    Hybrid
    First Abu Dhabi Bank

    First Abu Dhabi Bank - Blue FAB Signature Credit Card by Al-Futtaim

    Ideal for Al-Futtaim shoppers. Earn up to 7% cashback at brands like IKEA and Marks & Spencer.

    Min. Salary

    AED 15,000

    Annual Fee

    Free

    Interest Rate

    3.75%

    Salary Transfer

    Not Required

    Not sure if this card is right for you? Take our quiz

    Key Features & Benefits

    Fees & Services

    0% interest balance transfers for up to 12 months when applied for within 90 days of card issuance

    0% interest Buy Now Pay Later plans on Al-Futtaim purchases

    Easy payment plans with competitive rates and flexible repayments

    Up to 4 free supplementary cards for family members

    Ability to pay utility bills on the Blue app using Blue Points

    Quick Cash service for easy access to cash when needed

    Standing Instructions for automatic recurring payments for up to 20 bill payments

    Standing Instructions for one-time payments to over 75 partners including school fees, utility bills, insurance premiums, and property maintenance fees

    Free credit card bill payments through FAB's payment channels

    Wallet Shield coverage for fraudulent transactions on lost/stolen cards, stolen cash, and theft of identification or keys

    Chip-and-PIN EMV encrypted chip security

    Utility bill payment facility through FAB's banking channels

    Access to extensive network of payment partners

    Contactless payments with Visa technology.

    Enhanced security for online purchases with One-Time Password (OTP) for 3-D Secure transactions

    Full card management via FAB Mobile app

    Rewards & Cashback

    7% cashback on Al-Futtaim retail brands (6% awarded as Al-Futtaim FAB Rewards points + 1% as Blue app points on showing Blue ID) on brands including Marks & Spencer, IKEA, ACE, Toys R Us and many more (full list in T&Cs)

    Cashback in Al-Futtaim FAB Rewards capped at AED 3,000 value per month

    3% cashback in Al-Futtaim FAB Rewards on other Al-Futtaim spending including Al-Futtaim schools (Deira International School and Universal American School), car brands including Volvo, BYD, Dodge, Honda, Jeep, and Lexus

    Additional 2% cashback credited to Blue Wallet on Blue Wallet top-ups

    1% cashback in Al-Futtaim FAB Rewards on all other spending outside Al-Futtaim network

    Instant 1% cashback in Blue Points from all participating Al-Futtaim brands when showing Blue ID

    Travel & Lifestyle

    Free global airport lounge access to over 1,000 airport lounges via Visa Signature lounge programme

    Access to over 1,200 Buy 1 Get 1 (2-for-1) deals across food, entertainment, and lifestyle via Blue app

    Great discounts at FARFETCH luxury fashion with up to USD 150 off when spending USD 1,000 (Visa offer, terms subject to change)

    Four cinema tickets per month for only AED 20 each at Reel Cinemas, Cine Royal, and Star Cinemas

    Buyer's Protection coverage against theft or accidental damage for 365 days up to USD 6,000 per claim

    Accident Care Plan with coverage up to AED 150,000 for unforeseen eventualities

    Welcome & Special Offers

    5,000 Blue Points (worth AED 50) bonus on the spot for linking Blue FAB Credit Card to the Blue app

    Unlock exclusive offers on Blue app for Blue FAB cardholders

    Terms & Conditions

    FAB Credit Shield optional protection coverage for outstanding balance (premiums and terms apply)

    Affordable airport transfers (conditions and pricing in card benefits T&Cs)

    Who Should Get This Card?

    • You want flexibility to keep your salary with any bank
    • You want a no-cost card without annual fee commitments

    Frequently Asked Questions

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