FAB Z Card
    No Annual Fee
    Points
    First Abu Dhabi Bank

    First Abu Dhabi Bank - FAB Z Card

    Ideal for frequent spenders. Earn up to 1 FAB Reward per AED with no annual fee and free lounge access.

    Min. Salary

    AED 5,000

    Annual Fee

    Free

    Interest Rate

    1.99%

    Salary Transfer

    Not Required

    Not sure if this card is right for you? Take our quiz

    Key Features & Benefits

    Travel & Lifestyle

    Enjoy free airport lounge access with the Mastercard Travel Pass app.

    20% off monthly subscriptions to Netflix, PlayStation, YouTube, Spotify, Shahid VIP and Xbox Pass (spend AED 5,000 previous month)

    Get 30% off at Virgin Megastore (max AED 150) on AED 500 spend, twice a month.

    Enjoy 50% off on Go Gamers Premium Membership for tournaments and coaching.

    Enjoy up to 20% off on attractions in the UAE, including Dubai Parks and Emaar attractions.

    20% off Talabat food or grocery delivery each month with Mastercard promo code

    Travel discounts on booking.com, IHG Hotels, Avis, Rentalcars.com and Cleartrip

    Enjoy a complimentary Noon One membership for one year with great offers and free delivery.

    Free Careem Plus membership for one year with unlimited savings on rides, food, groceries and dining

    Get the McLaren Racing Mastercard Pass with exclusive F1 content and exciting freebies.

    Enjoy movie tickets starting from AED 20 at Cine Royal, Star Cinemas, and Reel Cinemas.

    Fees & Services

    No annual fees for the first year

    No foreign exchange fees abroad, excluding any applicable scheme charges.

    Flexible buy now pay later options starting at 0.99% for terms up to 48 months.

    Rewards & Cashback

    Earn 1 FAB Reward for every AED 1 spent, up to AED 1,000 in rewards monthly.

    Terms & Conditions

    Lowest interest rate of 1.99% per month

    Only 5% minimum statement payment

    Who Should Get This Card?

    • You're new to the UAE or have a moderate salary (AED 5,000+)
    • You want flexibility to keep your salary with any bank
    • You want a no-cost card without annual fee commitments

    Frequently Asked Questions

    Is This Card Right for You?

    Take our personalized quiz to see if this card matches your profile and discover other great options.

    Take the Quiz

    Advertiser Disclosure: We may earn a commission from partner links. Learn more