HSBC - Cash+ Credit Card
Ideal for everyday spenders. Earn 1% cashback daily with a 10% bonus monthly, plus no annual fee first year.
AED 30,000
Free
3.69%
Not Required
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Key Features & Benefits
Travel & Lifestyle
Airport Lounge Access: Access over 1,200 lounges in more than 300 cities worldwide. Complimentary access for you and your additional cardholder plus a guest each. T&Cs apply.
Multi-trip Travel Insurance: Complimentary cover up to USD 500,000 for you and your family on all trips up to 90 days including a certificate of insurance.
Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
Get a complimentary 12-month Careem Plus subscription.
Rewards & Cashback
Get 10% bonus on your total daily cashback monthly
Get up to 7% back as wallet credits off accommodation with Booking.com when you book on your credit card.
Enjoy automatic 1% daily cashback on all eligible spends.
Fees & Services
Enjoy the benefit of no annual fee for the first year with the HSBC Cash+ Credit Card.
Annual Fee: Free for first year. AED 1,050 including VAT from second year. Fee waiver for second year onwards is subject to AED 24,000 annual spends on the card.
Welcome & Special Offers
Get an AED 800 Amazon gift card when you apply for this card by 31 December 2025, plus AED 100 the first time you use your card in your mobile wallet. Subject to T&Cs.
Terms & Conditions
Earning Monthly Minimum Income of AED 30,000 or More.
Aged Between 21 to 65 Years.
From second year onwards annual fee will be waived, subject to minimum spend of AED 24,000 annually.
The HSBC Cash+ Credit Card offers rewards that are calculated quarterly and annually.
Review the terms and conditions to understand the benefits and responsibilities of the HSBC Cash+ Credit Card.
Finance charge: 44.28% APR (fixed) on Cash withdrawals and purchases.
Who Should Get This Card?
- You prefer getting money back on everyday spending over points or miles
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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