Smiles World Credit Card
    Islamic
    Points
    Sharjah Islamic Bank

    SIB - Smiles World Credit Card

    Ideal for travelers. Earn up to 3 Smiles per AED 2 and enjoy 900+ lounge access.

    Min. Salary

    AED 10,000

    Annual Fee

    AED 500

    Interest Rate

    2.49%

    Salary Transfer

    Not Required

    Not sure if this card is right for you? Take our quiz

    Key Features & Benefits

    Travel & Lifestyle

    Access to over 900 airport lounges worldwide

    Enjoy exclusive discounts on luxury serviced apartments, enhancing your travel experience.

    Enjoy access to over 300 airlines, enhancing your travel experience with the SIB Smiles World Credit Card.

    Rewards & Cashback

    Earn 3 Smiles for every AED 2 spent internationally*

    Earn 1.5 Smiles for every AED 2 spent locally*

    Easily redeem your Smiles points online for exciting rewards and exclusive offers.

    Welcome & Special Offers

    Enjoy a welcome bonus of 50,000 Smiles Points with the SIB Smiles World Credit Card.

    Fees & Services

    Contactless payments with Apple Pay & Samsung Wallet

    Who Should Get This Card?

    • You want flexibility to keep your salary with any bank
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

    Is This Card Right for You?

    Take our personalized quiz to see if this card matches your profile and discover other great options.

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