Journey Credit Card
    Hybrid
    Standard Chartered Bank

    Standard Chartered Bank - Journey Credit Card

    Ideal for travelers. Earn 4 points per USD internationally and 10% cashback at UAE duty free stores.

    Min. Salary

    AED 30,000

    Annual Fee

    AED 1,575

    Interest Rate

    3.69%

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Travel & Lifestyle

    Unlimited access to 1000+ global airport lounges via Visa Airport Companion app with first two visits complimentary and unlimited access after making USD 1 international purchase

    Complimentary access to all Warehouse Gyms in UAE up to 30 visits per billing cycle with minimum spend requirement

    Multi-trip travel insurance for cardholder and family up to 90 days on trips

    15% discount on all DUBZ airport services including home check-in luggage delivery and airport assistance

    30% off on Careem Quik groceries up to AED 30 and DineOut up to AED 50 per transaction using promo code SC30

    Buy 1 Get 1 Free movie experiences at all VOX and Reel Cinemas in UAE

    12% off on Agoda listed properties worldwide

    2-for-1 deals via Visa ENTERTAINER on dining beauty attractions and hotels

    4 complimentary airport rides per year via Careem app with up to AED 100 discount per ride using promo code SCB100

    Complimentary BookingBash Pro membership worth AED 499 for discounts on theme parks museums cruises safaris and activities

    Golf privileges with 2 complimentary rounds per month via SpikesOn app with minimum spend of AED 12,000 per billing cycle otherwise AED 525 fee per round

    Rewards & Cashback

    10% cashback at UAE airport duty free stores capped at AED 100 per statement when activated by airline ticket purchase

    Up to 7% back as Wallet Credit on Booking.com accommodation bookings

    Earn 4 360° Rewards points for every USD 1 spent internationally and 2 points for every USD 1 spent locally

    Transfer rewards points to Emirates Skywards Etihad Guest Jumeirah One and other airline and hotel loyalty programs

    Redeem points for cashback shopping e-vouchers or catalogue items at 125 points per AED 1 value

    Receive 2% of 360° Rewards Points balance as cashback with any airline ticket booking

    Fees & Services

    Annual fee of AED 1,575 waived first year with AED 10,000 spend in 60 days and subsequent years waived with AED 150,000 annual spend

    Free unlimited supplementary cards for family members

    Apple Pay Samsung Pay Google Pay and Fitbit Pay compatible

    24x7 Visa Infinite Concierge Service via email or WhatsApp

    Buyers Protection on new item purchases

    Terms & Conditions

    Finance charges 3.69% per month on retail purchases

    Who Should Get This Card?

    • You want flexibility to keep your salary with any bank

    Frequently Asked Questions

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