Saadiq Credit Card
    Islamic
    Cashback
    Standard Chartered Bank

    Standard Chartered Bank - Saadiq Credit Card

    Ideal for frequent travelers. Enjoy 8 free lounge visits yearly and 25% off airport services.

    Min. Salary

    AED 8,000

    Annual Fee

    AED 315

    Interest Rate

    3.45%

    Salary Transfer

    Not Required

    Not sure if this card is right for you? Take our quiz

    Key Features & Benefits

    Fees & Services

    Enjoy zero annual fees for the first year with the Standard Chartered Bank - Saadiq Credit Card.

    Late payment fees AED 0 even if you forget to make a payment

    Enjoy the benefit of no cash advance fees with the Standard Chartered Bank Saadiq Credit Card.

    Over-limit fees AED 0 if you go over your credit card limit

    Enjoy the convenience of making secure payments with your mobile wallet using the Saadiq Credit Card.

    Enjoy personalized assistance for travel, dining, and entertainment with the Visa Concierge Service.

    Control Your Card From The SC Mobile App and Online Banking

    Travel & Lifestyle

    Access 1000+ airport lounges in over 300 cities with 8 free visits per year

    Dine and Fly With DragonPass* Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass.

    25% off for YQ’s Specialist Airport Assist Services* Ease your trip at 450+ destinations

    Enjoy a Buy 1 Get 1 offer at Costa Coffee with your Standard Chartered Bank Saadiq Credit Card.

    Enjoy comprehensive medical and travel coverage for peace of mind during your journeys.

    Terms & Conditions

    Approved by an Independent Shariah Supervisory Committee

    Enjoy peace of mind with Buyers Protection, safeguarding your purchases against theft or damage.

    A Shariah-compliant Card That is Globally Accepted

    Who Should Get This Card?

    • You're new to the UAE or have a moderate salary (AED 8,000+)
    • You prefer getting money back on everyday spending over points or miles
    • You want flexibility to keep your salary with any bank
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

    Is This Card Right for You?

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