Wio Bank - Wio Credit Card
Ideal for digital-first spenders. Earn 2% cashback on all purchases via Wio Credit with zero FX fees and up to 60 days interest-free.
AED 5,000
Free
3.49%
Not Required
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Key Features & Benefits
Fees & Services
Multi-currency accounts available in GBP, EUR, USD, CAD, AUD, and CHF at no extra cost.
Early settlement of repayment plans at no extra charge.
Easy Cash feature allows cash advances up to 50% of credit limit with repayment plans of 3 to 48 months.
Create customizable virtual cards for secure online shopping and easy spend management.
Toggle in-app to enjoy up to 60 days of interest-free credit on purchases.
No annual fee or joining fee. Free for life credit card.
Rewards & Cashback
Cashback on local transactions at 0.5%, international at 1%, and 2% when using Wio Credit.
Automatically invest your cashback into your favorite stocks or transfer to current account.
Monthly cashback cap of AED 2,500 across all Wio card transactions.
1% cashback on external credit card bill payments from other banks, capped at 0.5% of credit limit per month.
2% cashback on all spends when using Wio Credit, credited to your Wio AED current account on the first of the following month.
Travel & Lifestyle
Mastercard World card with travel, lifestyle, and purchase protection benefits.
Zero international card transaction fees with multi-currency accounts in GBP, EUR, USD, CAD, AUD, and CHF.
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 5,000+)
- You prefer getting money back on everyday spending over points or miles
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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