FAB Cashback vs Mashreq Solitaire
Our Pick
FAB Cashback
Grocery Champion — You shop weekly at Carrefour or LuLu
First Abu Dhabi Bank
FAB Cashback
Best for Carrefour & grocery shopping
Mashreq Bank
Mashreq Solitaire
Best for fuel & dining rewards
Two of the UAE's most popular free-for-life cashback cards face off. The FAB Cashback dominates grocery spending with up to 5% back at Carrefour, while Mashreq Solitaire appeals to drivers and diners with higher fuel and restaurant rewards. Both require only AED 8,000 salary—which one matches your lifestyle?
Quick Comparison
| Feature | FAB Cashback | Mashreq Solitaire |
|---|---|---|
| Annual Fee | AED 0 (Free for Life) | AED 0 (Free for Life) |
| Min. Salary | AED 8,000 | AED 8,000 |
| Rewards Rate | Up to 5% cashback on groceries | Up to 3% cashback |
Detailed Breakdown
Grocery Cashback
FAB Cashback
5% at Carrefour, 2% other supermarkets
Mashreq Solitaire
1% at all supermarkets
FAB saves AED 100+/month for families spending AED 2,000+ on groceries
Fuel Cashback
FAB Cashback
1% at all petrol stations
Mashreq Solitaire
3% at ENOC/EPPCO, 1% elsewhere
Mashreq saves AED 30+/month on AED 1,000 fuel spend at ENOC
Dining & Restaurants
FAB Cashback
1% at all restaurants
Mashreq Solitaire
2% at all restaurants
Mashreq doubles your dining rewards vs FAB
Annual Fee
FAB Cashback
AED 0 (Free for Life)
Mashreq Solitaire
AED 0 (Free for Life)
Both cards are genuinely free with no hidden fees
Minimum Salary
FAB Cashback
AED 8,000
Mashreq Solitaire
AED 8,000
Both accessible to most UAE residents
Utility Bills (DEWA/du)
FAB Cashback
1% cashback
Mashreq Solitaire
1% cashback
Online Shopping
FAB Cashback
1% cashback
Mashreq Solitaire
1.5% cashback
Slight Mashreq edge for Amazon/Noon shoppers
Cashback Cap
FAB Cashback
AED 500/month
Mashreq Solitaire
AED 300/month
FAB allows higher monthly earnings for big spenders
Airport Lounge Access
FAB Cashback
No access
Mashreq Solitaire
No access
Neither card includes lounge benefits
Foreign Transaction Fee
FAB Cashback
2.75%
Mashreq Solitaire
2.5%
Minor Mashreq advantage for international spending
The Verdict
FAB Cashback wins for grocery-heavy households with its unbeatable 5% cashback at Carrefour and 2% at other supermarkets. Mashreq Solitaire is the better choice if you spend more on fuel and dining out, with higher rewards in those categories. Both cards are free for life, making them excellent no-risk options.
Who Should Choose Which?
Choose FAB Cashback if:
- You shop weekly at Carrefour or LuLu
- Your grocery bill exceeds AED 2,000/month
- You want the highest possible cashback cap (AED 500)
- You prefer FAB's extensive UAE branch network
- You want a free-for-life card with no spend requirements
Choose Mashreq Solitaire if:
- You spend AED 1,000+/month on fuel at ENOC
- You dine out frequently (2-3+ times per week)
- You shop often on Amazon, Noon, or other online platforms
- You travel internationally and want lower FX fees
- You value the Mashreq app experience
Eligibility Note
Both cards are available to UAE residents with valid Emirates ID. Self-employed applicants may need to provide additional income documentation.
Frequently Asked Questions
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