American Express
    Updated January 2026

    Best American Express Credit Cards in UAE 2026

    American Express is one of the most prestigious credit card brands in the world, known for exceptional customer service and premium travel benefits. In the UAE, Amex cards are synonymous with luxury travel, exclusive airport lounges, and the renowned Membership Rewards program.

    American Express cards in the UAE offer access to 1,300+ airport lounges worldwide, comprehensive travel insurance, and unique partnerships like the Dubai Duty Free card. Their Membership Rewards points never expire and can be transferred to airline partners or redeemed for travel, shopping, and experiences.

    We have curated the 5 best American Express cards for UAE residents seeking premium benefits.

    Find Your Perfect Card

    Quick Comparison

    CardAnnual FeeMin SalaryKey Benefit
    The American Express - Dubai Duty Free CardAED 175AED 15,00010% Duty Free
    The American Express - Gold Credit CardAED 395AED 15,000Priority Lounges
    The American Express - Platinum Credit CardAED 700AED 21,250Annual Fee Waiver
    The American Express - Gold CardAED 642.8AED 23,000Priority Lounges
    The American Express - The Platinum CardAED 3100AED 31,500AED 900 Bonus

    Featured Cards

    1
    American Express

    The American Express - Dubai Duty Free Card

    10% at Dubai Duty Free

    The American Express - Dubai Duty Free Card

    Annual Fee

    AED 175

    Min Salary

    AED 15,000

    Type

    Cashback

    Key Features:

    10% Duty Free - Enjoy a 10% discount on your purchases at Dubai Duty Free with the American Express card.
    Partner Offers - Exclusive offers brought to you by American Express SelectsSM
    Monthly Raffle Entries - Chances to win raffle entries into the 'Millennium Millionaire' and 'Finest Surprise' each month
    DDF Raffle Entry - Entry to the DDF raffle draw for a chance to win a ticket for the 'Millennium Millionaire' or the 'Finest Surprise' draws**
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    2
    American Express

    The American Express - Gold Credit Card

    1 Membership Reward point per AED 4

    The American Express - Gold Credit Card

    Annual Fee

    AED 395

    Min Salary

    AED 15,000

    Type

    Points

    Key Features:

    Priority Lounges - Easy access to lounges with Priority PassTM Mobile App
    5 Lounge Visits - Complementary Global Airport Lounge Access with Priority Pass™ for up to 5 visits with a Supplementary Cardmember.
    Travel Accident Insura - Comprehensive Retail Insurance for up to AED 3,000 and Travel Accident Insurance for up to AED 350,000.
    Travel Insurance AED 4 - Travel Inconvenience Insurance of up to AED 4,000
    Travel Insurance - Travel Accident Insurance of up to AED 350,000
    1200+ Lounges - Access to more than 1,200 lounges across 130 countries
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    3
    American Express

    The American Express - Platinum Credit Card

    2 Membership Rewards points per AED 4

    The American Express - Platinum Credit Card

    Annual Fee

    AED 700

    Min Salary

    AED 21,250

    Type

    Points

    Key Features:

    Annual Fee Waiver - Annual fee waiver with FeeBack* upon spending at least AED 10,000 on purchases within the first 3 months.
    12 Lounges/Year - Complementary Global Airport Lounge Access with Priority Pass™ for up to 12 visits with a guest.
    Travel Insurance - Comprehensive Retail Insurance for up to AED 5,400 and Travel Accident Insurance for up to AED 1,800,000.
    1300+ Lounges - :Access to more than 1,300 lounges across 140 countries
    Travel Insurance - Travel Accident Insurance for up to AED 1,800,000 and Travel Inconvenience Insurance for up to AED 5,400
    2 Points per AED 4 - 2 Membership Rewards® points with every AED 4 spent. Redeemable at 14 airlines, 3 hotels partners and on merchandise from leading brands
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    4
    American Express

    The American Express - Gold Card

    Variable rates | See card features

    The American Express - Gold Card

    Annual Fee

    AED 642.8

    Min Salary

    AED 23,000

    Type

    Points

    Key Features:

    Priority Lounges - Access to Airport lounges across the Globe with Priority PassTM
    Membership Rewards - Access to the Membership Rewards® programme
    Partner Offers - Exclusive offers brought to you by American Express® SelectsSM
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    5
    American Express

    The American Express - The Platinum Card

    Variable rates | See card features

    The American Express - The Platinum Card

    Annual Fee

    AED 3100

    Min Salary

    AED 31,500

    Type

    Points

    Key Features:

    AED 900 Bonus - Apply now and receive an AED 900 Welcome Credit* when you spend AED 37,000.
    AED 1,100 Shopping Cre - Get an AED 1,100 Shopping Credit* when you apply via our digital application.
    AED 1,100 Travel Credi - Receive an AED 1,100 Annual Travel Credit*.
    Global Lounges - Complimentary Airport Lounge access for you and your Supplementary Cardmember at over 1,300 Lounges globally.
    Full Insurance - Worldwide comprehensive travel and retail insurances.
    No Pts Expiry - Complimentary enrolment to Membership Rewards® where your spends earn you points that never expire.
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    Frequently Asked Questions

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    Find the best credit cards for your needs:

    Cashback

    Travel

    Islamic

    No Fee

    Lounge

    Flexible

    Bonus

    Low APR

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    5K–10K

    10K–20K

    20K+

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