HSBC
    Updated January 2026

    Best HSBC Credit Cards in UAE 2026

    HSBC is one of the world's largest banking and financial services organizations, with a strong presence in the UAE since 1946. Known for their global rewards program and premium banking services, HSBC offers credit cards that cater to both everyday spenders and frequent international travelers.

    HSBC stands out with generous cashback rates of up to 10%, extensive airport lounge access (up to unlimited visits), and a partnership with Emirates Skywards for miles enthusiasts. Their cards are particularly attractive for those who value international acceptance and premium travel benefits.

    We have curated the 5 best HSBC credit cards to help you find the perfect match for your spending habits and lifestyle.

    Find Your Perfect Card

    Quick Comparison

    CardAnnual FeeMin SalaryKey Benefit
    HSBC Platinum Select Credit CardFreeAED 10,000Free for Life
    HSBC - Max Rewards Credit CardFreeAED 12,500No Annual Fee
    HSBC Emirates Skywards Infinite Credit CardAED 2625AED 30,00020K Skywards Bonus

    Featured Cards

    1
    HSBC

    HSBC Platinum Select Credit Card

    1 Point per AED

    HSBC Platinum Select Credit Card

    Annual Fee

    Free for Life

    Min Salary

    AED 10,000

    Type

    Points

    Key Features:

    Free for Life - Enjoy zero annual fee for life with the HSBC Platinum Select Credit Card.
    Points to Cash - Points redeemable for cashback, air miles, or merchandise
    Travel Insurance - Enjoy worldwide travel insurance coverage with the HSBC Platinum Select Credit Card.
    Dining Discounts - Enjoy exclusive discounts at select partner restaurants across the UAE.
    1 Point per AED - 1 Rewards+ point per AED 1 spent
    View Full Details
    2
    HSBC

    HSBC - Max Rewards Credit Card

    1 Air Mile/AED | 2 Air Miles/AED on select categories, Up to 7% back on Booking.com

    HSBC - Max Rewards Credit Card

    Annual Fee

    Free for Life

    Min Salary

    AED 12,500

    Type

    Hybrid

    Key Features:

    No Annual Fee - Enjoy no annual fee for the first year with the HSBC Max Rewards Credit Card.
    Free 1st Year Fee - Annual Fee: Free for first year. AED 630 including VAT from second year. Fee waiver for second year onwards is subject to AED 12,000 annual spends on the card.
    Double Air Miles - Anywhere and earn 1 Air Mile for every AED 1 you spend on your credit card and double your Air Miles earnings in select spend categories when you spend over AED 3,000 a month on your Max Rewards Credit Card.
    12 Lounges/Year - Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,200 lounges a year. T&Cs Apply.
    Up to 7% Back - Get up to 7% back as wallet credits off accommodation with Booking.com when you book on your credit card.
    Travel Insurance - Multi-trip Travel Insurance: Complimentary cover up to USD 500,000 for you and your family on all trips up to 90 days including a certificate of insurance.
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    3
    HSBC

    HSBC Emirates Skywards Infinite Credit Card

    2.75 miles/USD | Multiply with partners

    HSBC Emirates Skywards Infinite Credit Card

    Annual Fee

    AED 2625

    Min Salary

    AED 30,000

    Type

    Miles

    Key Features:

    20K Skywards Bonus - Get 20,000 sign-up bonus Skywards Miles when you pay your annual card fee.
    30K Skywards Bonus - Get another 30,000 welcome spend Skywards Miles when you spend AED 50,000 in the first 60 days. T&Cs Apply.
    1200+ Lounges - Airport Lounge Access: Access over 1,200 lounges in more than 300 cities worldwide. Complimentary access for you and your additional cardholder plus a guest each. T&Cs apply.
    Multiply Miles - Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.
    Travel Insurance - Multi-trip Travel Insurance: Complimentary cover up to USD 500,000 for you and your family on all trips up to 90 days including a certificate of insurance.
    Free Movie Tickets - Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
    View Full Details

    Frequently Asked Questions

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    Explore More Card Categories

    Find the best credit cards for your needs:

    Cashback

    Travel

    Islamic

    No Fee

    Lounge

    Flexible

    Bonus

    Low APR

    Cards by Salary

    5K–10K

    10K–20K

    20K+

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